Get multiple home insurance quotes in 97022. Our licensed 97022, OR agents are ready to serve you.

Homeowners Insurance in 97022

In Eagle Creek, OR, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 97022 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 97022 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 97022 should appear in the zip code field ready to go.

97022 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Oregon, you are going to see rates around the average home insurance premium per year of $606. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Eagle Creek home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 97022 Home Insurance Rates Now!

Best 3 Options to Compare in 97022

If you want homeowners insurance quotes within the city of Eagle Creek or in the 97022 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Eagle Creek, OR.

97022 Home Insurance Average Premiums

Local 97022 homeowners insurance quotes comparison

$356 /yr.

Shows Zip Code: 97022 lowest rates with discounts applied on average.

For the 97022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$356 /yr.
Average Coverage:$606 /yr.
2600 sq. ft. or higher
(all discounts applied)
$906 /yr.

What is the average home insurance cost for a home in 97022?

  • • The average homeowners insurance premium paid annually for a home in 97022 is around $606 per year.

What does it cost on average per month for home insurance in 97022?

  • • Homeowners in 97022 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 97022?

  • • Autoowners in 97022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eagle Creek area, check out other zip codes nearby 97022.
Review average rates in another zip code:
97022 homeowners insurance rates

Home Replacement Cost Coverage in 97022

Average Building Cost Per Square Foot in 97022: $221

Location: Eagle Creek, Oregon (Clackamas County)

Average Square Footage in 97022: 2,019 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97022 before you start any project. Eagle Creek homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,019 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eagle Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,019$446,200
Additional Upgrades & Added Features$2762,019$557,750
Major Home Updates or Advancements$3322,019$669,300

It's important to understand that when you estimate your replacement cost of your home in the 97022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97022

Best Home & Auto Insurance Agencies in 97022

Housing Demographics for 97022

Population Review for 97022 Zip Code

For the city of Eagle Creek, the population within 97022 has increased to over 3,476 residents in population size. The current population total is 3,731. We have broken down the population based on race below. In 97022, there are over 1903 in male population and 1828 females.

PopulationValues
Total Population3,731
White Population3155
Black Population8
Hispanic Population350
Asian Population50
Hawaiian Population1
Indian Population46
Other Population170
Male Population1903
Female Population1828
Population Estimate3476

Household Data for 97022

The average number of homes in 97022 is around 1,342, there are an average of 2.77 per household. The average house value according to local real estate values is around $446,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,342
Persons Per Household2.77
Average House Value$446,200
Income Per Household$75750
Median Age47.6
Median Age Male47.4
Median Age Female47.9
97022 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503
CityEagle Creek
City Alias NameEAGLE CREEK
CountyClackamas
County FIPS005
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses72
Number Of Employees354
Business First Quarter Payroll3984
Business Annual Payroll17813
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea1074.46
Delivery Residential1255
Delivery Business21
Delivery Total1678
Preferred Last Line KeyZ14958
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ14958
Land Area23.256000
Water Area0.372000
City Alias Code
City Mixed CaseEagle Creek
City Alias Mixed CaseEagle Creek
Box Count355
SFDU1052
MFDU2
State ANSI41
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number402640
Unique ZIP Name
SSA State County Code38020
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClackamas

Oregon Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]