Compare quotes for your home in 97034! Compare the best 12 carriers in minutes.
97034 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 97034 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Lake Oswego, OR. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 97034 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Oregon, like average Lake Oswego homeowners insurance rates, coverage options or home insurance types, please select Lake Oswego, OR Home Insurance Rates Online!
97034 Home Insurance Average Premiums
For the 97034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $287 /yr. |
Average Coverage: | $537 /yr. |
2600 sq. ft. or higher (all discounts applied) | $837 /yr. |
What is the average home insurance cost for a home in 97034?
- • The average homeowners insurance premium paid annually for a home in 97034 is around $537 per year.
What does it cost on average per month for home insurance in 97034?
- • Homeowners in 97034 pay a monthly average cost per month around $45.00.
What kind of discount could I get if I combine my home and auto insurance together in 97034?
- • Autoowners in 97034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Lake Oswego area, check out other zip codes nearby 97034.
Review average rates in another zip code:
97034 homeowners insurance rates
97035 homeowners insurance rates
Home Replacement Cost Coverage in 97034
Average Building Cost Per Square Foot in 97034: $221
Location: Lake Oswego, Oregon (Clackamas County)Average Square Footage in 97034: 3,580 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 97034 before you start any project. Lake Oswego homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 97034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,580 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Oswego area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $221 | 3,580 | $791,100 |
Additional Upgrades & Added Features | $276 | 3,580 | $988,875 |
Major Home Updates or Advancements | $332 | 3,580 | $1,186,650 |
It's important to understand that when you estimate your replacement cost of your home in the 97034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 97034
Best Home & Auto Insurance Agencies in 97034
Barnard- Teresa F
Address: 159 A Ave Lake Oswego, OR 97034Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance Company - Shawn Schmidtke
Address: 644 North State Street Lake Oswego, OR 97034Phone:
Website: http://www.allstateagencies.com/049732?cid=OTC-YP.com-IYP&att=TL
Info:
Bisnett Insurance
Address: 310 North State Street #220 Lake Oswego, OR 97034Phone:
Website: http://www.bisnett.com/
Info:
Kristine Wiseman Agency
Address: 200 N State St, #101 Lake Oswego, OR 97034Phone:
Website:
Info:
Housing Demographics for 97034
Population Review for 97034 Zip Code
For the city of Lake Oswego, the population within 97034 has increased to over 21,581 residents in population size. The current population total is 21,396. We have broken down the population based on race below. In 97034, there are over 10130 in male population and 11266 females.
Population | Values |
---|---|
Total Population | 21,396 |
White Population | 17991 |
Black Population | 123 |
Hispanic Population | 1012 |
Asian Population | 1198 |
Hawaiian Population | 32 |
Indian Population | 59 |
Other Population | 242 |
Male Population | 10130 |
Female Population | 11266 |
Population Estimate | 21581 |
Household Data for 97034
The average number of homes in 97034 is around 8,759, there are an average of 2.44 per household. The average house value according to local real estate values is around $791,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 8,759 |
Persons Per Household | 2.44 |
Average House Value | $791,100 |
Income Per Household | $135538 |
Median Age | 49.4 |
Median Age Male | 48.1 |
Median Age Female | 50.6 |
97034 Details | Values |
---|---|
State | OR |
State Full Name | Oregon |
City Type | P |
City Alias Abbreviation | |
Area Code | 503 |
City | Lake Oswego |
City Alias Name | LAKE OSWEGO |
County | Clackamas |
County FIPS | 005 |
State FIPS | 41 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | 6442 |
PMSA | 6440 |
CSA | 440 |
CBSA | 38900 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Portland-Vancouver-Hillsboro, OR-WA |
MSA_Name | Portland-Salem, OR-WA CMSA |
PMSA_Name | Portland-Vancouver, OR-WA PMSA |
Region | West |
Division | Pacific |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 663 |
Number Of Employees | 3960 |
Business First Quarter Payroll | 46792 |
Business Annual Payroll | 214278 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2226009 |
CBSA Division Population | 0 |
Congressional District | 03|05 |
Congressional LandArea | 1074.46|5189.73 |
Delivery Residential | 8845 |
Delivery Business | 407 |
Delivery Total | 9770 |
Preferred Last Line Key | Z15180 |
Classification Code | |
Multi-County | Y |
CSA Name | Portland-Vancouver-Salem, OR-WA |
CBSA_DIV_Name | |
City State Key | Z15180 |
Land Area | 7.749000 |
Water Area | 0.828000 |
City Alias Code | |
City Mixed Case | Lake Oswego |
City Alias Mixed Case | Lake Oswego |
Box Count | 364 |
SFDU | 6549 |
MFDU | 1083 |
State ANSI | 41 |
County ANSI | 005 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 404686 |
Unique ZIP Name | |
SSA State County Code | 38020 |
Medicare CBSA Code | 38900 |
Medicare CBSA Name | Portland-Vancouver-Hillsboro, OR-WA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Clackamas |
Oregon Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]