Get multiple home insurance quotes in 97034. Our licensed 97034, OR agents are ready to serve you.

97034 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 97034 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Lake Oswego, OR. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 97034 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Oregon, like average Lake Oswego homeowners insurance rates, coverage options or home insurance types, please select Lake Oswego, OR Home Insurance Rates Online!

97034 Home Insurance Average Premiums

Local 97034 homeowners insurance quotes comparison

$287 /yr.

Shows Zip Code: 97034 lowest rates with discounts applied on average.

For the 97034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$287 /yr.
Average Coverage:$537 /yr.
2600 sq. ft. or higher
(all discounts applied)
$837 /yr.

What is the average home insurance cost for a home in 97034?

  • • The average homeowners insurance premium paid annually for a home in 97034 is around $537 per year.

What does it cost on average per month for home insurance in 97034?

  • • Homeowners in 97034 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97034?

  • • Autoowners in 97034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Oswego area, check out other zip codes nearby 97034.
Review average rates in another zip code:
97034 homeowners insurance rates
97035 homeowners insurance rates

Home Replacement Cost Coverage in 97034

Average Building Cost Per Square Foot in 97034: $221

Location: Lake Oswego, Oregon (Clackamas County)

Average Square Footage in 97034: 3,580 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97034 before you start any project. Lake Oswego homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,580 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Oswego area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2213,580$791,100
Additional Upgrades & Added Features$2763,580$988,875
Major Home Updates or Advancements$3323,580$1,186,650

It's important to understand that when you estimate your replacement cost of your home in the 97034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97034

Best Home & Auto Insurance Agencies in 97034

Barnard- Teresa F

Address: 159 A Ave Lake Oswego, OR 97034
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Shawn Schmidtke

Address: 644 North State Street Lake Oswego, OR 97034
Phone:
Website: http://www.allstateagencies.com/049732?cid=OTC-YP.com-IYP&att=TL
Info:

Bisnett Insurance

Address: 310 North State Street #220 Lake Oswego, OR 97034
Phone:
Website: http://www.bisnett.com/
Info:

Kristine Wiseman Agency

Address: 200 N State St, #101 Lake Oswego, OR 97034
Phone:
Website:
Info:

Housing Demographics for 97034

Population Review for 97034 Zip Code

For the city of Lake Oswego, the population within 97034 has increased to over 21,581 residents in population size. The current population total is 21,396. We have broken down the population based on race below. In 97034, there are over 10130 in male population and 11266 females.

PopulationValues
Total Population21,396
White Population17991
Black Population123
Hispanic Population1012
Asian Population1198
Hawaiian Population32
Indian Population59
Other Population242
Male Population10130
Female Population11266
Population Estimate21581

Household Data for 97034

The average number of homes in 97034 is around 8,759, there are an average of 2.44 per household. The average house value according to local real estate values is around $791,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,759
Persons Per Household2.44
Average House Value$791,100
Income Per Household$135538
Median Age49.4
Median Age Male48.1
Median Age Female50.6
97034 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503
CityLake Oswego
City Alias NameLAKE OSWEGO
CountyClackamas
County FIPS005
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses663
Number Of Employees3960
Business First Quarter Payroll46792
Business Annual Payroll214278
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03|05
Congressional LandArea1074.46|5189.73
Delivery Residential8845
Delivery Business407
Delivery Total9770
Preferred Last Line KeyZ15180
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15180
Land Area7.749000
Water Area0.828000
City Alias Code
City Mixed CaseLake Oswego
City Alias Mixed CaseLake Oswego
Box Count364
SFDU6549
MFDU1083
State ANSI41
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number404686
Unique ZIP Name
SSA State County Code38020
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClackamas

Oregon Homeowners Insurance News & Information

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