Get multiple home insurance quotes in 97037. Our licensed 97037, OR agents are ready to serve you.

97037, OR Homeowners Insurance Rates

With a population size of 875 and with 416 occupied homes in the 97037 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Maupin, OR are around $539 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Maupin, Oregon. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Oregon home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Maupin, OR.

For Oregon home insurance information, including average Maupin home insurance rates, coverage options or the different homeowners insurance types, please select Maupin, OR Home Insurance Quotes Now!

97037 Home Insurance Average Premiums

Local 97037 homeowners insurance quotes comparison

$289 /yr.

Shows Zip Code: 97037 lowest rates with discounts applied on average.

For the 97037, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$289 /yr.
Average Coverage:$539 /yr.
2600 sq. ft. or higher
(all discounts applied)
$839 /yr.

What is the average home insurance cost for a home in 97037?

  • • The average homeowners insurance premium paid annually for a home in 97037 is around $539 per year.

What does it cost on average per month for home insurance in 97037?

  • • Homeowners in 97037 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97037?

  • • Autoowners in 97037 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Maupin area, check out other zip codes nearby 97037.
Review average rates in another zip code:
97037 homeowners insurance rates

Home Replacement Cost Coverage in 97037

Average Building Cost Per Square Foot in 97037: $221

Location: Maupin, Oregon (Wasco County)

Average Square Footage in 97037: 898 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97037 before you start any project. Maupin homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97037 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97037 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 898 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maupin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$221898$198,500
Additional Upgrades & Added Features$276898$248,125
Major Home Updates or Advancements$332898$297,750

It's important to understand that when you estimate your replacement cost of your home in the 97037 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97037

Best Home & Auto Insurance Agencies in 97037

Housing Demographics for 97037

Population Review for 97037 Zip Code

For the city of Maupin, the population within 97037 has increased to over 450 residents in population size. The current population total is 875. We have broken down the population based on race below. In 97037, there are over 454 in male population and 421 females.

PopulationValues
Total Population875
White Population753
Black Population4
Hispanic Population33
Asian Population3
Hawaiian Population3
Indian Population31
Other Population12
Male Population454
Female Population421
Population Estimate450

Household Data for 97037

The average number of homes in 97037 is around 416, there are an average of 2.03 per household. The average house value according to local real estate values is around $198,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode416
Persons Per Household2.03
Average House Value$198,500
Income Per Household$46500
Median Age57.7
Median Age Male58.6
Median Age Female56.4
97037 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541
CityMaupin
City Alias NameMAUPIN
CountyWasco
County FIPS065
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA45520
CBSA_DIV
CBSA_TypeMicro
CBSA_NameThe Dalles, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees133
Business First Quarter Payroll736
Business Annual Payroll4214
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population25213
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential222
Delivery Business10
Delivery Total550
Preferred Last Line KeyZ15231
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15231
Land Area524.872000
Water Area1.774000
City Alias Code
City Mixed CaseMaupin
City Alias Mixed CaseMaupin
Box Count273
SFDU182
MFDU27
State ANSI41
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number405344
Unique ZIP Name
SSA State County Code38320
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWasco

Oregon Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]