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Searching for Homeowners Insurance in 97049

If you are a homeowners that lives in 97049 you may be searching for more affordable homeowners insurance in Rhododendron. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Rhododendron, OR. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Oregon licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 97049 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rhododendron, OR home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 97049 Home Insurance Costs: very low!

In Rhododendron, homeowners are paying roughly $493 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 97049 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Rhododendron are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 97049 policy right now!

97049 Home Insurance Average Premiums

Local 97049 homeowners insurance quotes comparison

$243 /yr.

Shows Zip Code: 97049 lowest rates with discounts applied on average.

For the 97049, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$243 /yr.
Average Coverage:$493 /yr.
2600 sq. ft. or higher
(all discounts applied)
$793 /yr.

What is the average home insurance cost for a home in 97049?

  • • The average homeowners insurance premium paid annually for a home in 97049 is around $493 per year.

What does it cost on average per month for home insurance in 97049?

  • • Homeowners in 97049 pay a monthly average cost per month around $41.00.

What kind of discount could I get if I combine my home and auto insurance together in 97049?

  • • Autoowners in 97049 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rhododendron area, check out other zip codes nearby 97049.
Review average rates in another zip code:
97049 homeowners insurance rates

Home Replacement Cost Coverage in 97049

Average Building Cost Per Square Foot in 97049: $221

Location: Rhododendron, Oregon (Clackamas County)

Average Square Footage in 97049: 1,642 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97049 before you start any project. Rhododendron homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97049 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97049 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,642 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rhododendron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,642$362,900
Additional Upgrades & Added Features$2761,642$453,625
Major Home Updates or Advancements$3321,642$544,350

It's important to understand that when you estimate your replacement cost of your home in the 97049 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97049

Best Home & Auto Insurance Agencies in 97049

Housing Demographics for 97049

Population Review for 97049 Zip Code

For the city of Rhododendron, the population within 97049 has increased to over 1,573 residents in population size. The current population total is 1,810. We have broken down the population based on race below. In 97049, there are over 896 in male population and 914 females.

PopulationValues
Total Population1,810
White Population1598
Black Population1
Hispanic Population92
Asian Population14
Hawaiian Population6
Indian Population15
Other Population39
Male Population896
Female Population914
Population Estimate1573

Household Data for 97049

The average number of homes in 97049 is around 835, there are an average of 2.17 per household. The average house value according to local real estate values is around $362,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode835
Persons Per Household2.17
Average House Value$362,900
Income Per Household$79547
Median Age49.2
Median Age Male47.4
Median Age Female51.0
97049 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityRhododendron
City Alias NameRHODODENDRON
CountyClackamas
County FIPS005
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees84
Business First Quarter Payroll647
Business Annual Payroll3144
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea1074.46
Delivery Residential725
Delivery Business5
Delivery Total1070
Preferred Last Line KeyZ15437
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15437
Land Area156.939000
Water Area0.818000
City Alias Code
City Mixed CaseRhododendron
City Alias Mixed CaseRhododendron
Box Count186
SFDU328
MFDU4
State ANSI41
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number407056
Unique ZIP Name
SSA State County Code38020
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClackamas

Oregon Homeowners Insurance News & Information

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  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]