Get multiple home insurance quotes in 97051. Our licensed 97051, OR agents are ready to serve you.

Check Out 97051 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Saint Helens, OR.

We will gather some basic information about your home in Saint Helens, OR and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Oregon licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 97051 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 97051

We have pulled together a variety of data related to homeowners insurance in Oregon. Simply click on one of the links below to learn about the average cost of homeowners insurance in Oregon as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Saint Helens, OR home insurance quotes in your local city and review the most competitive coverages and premiums.

97051 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 97051 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Oregon is roughly $588. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 97051 homeowners insurance policy!

97051 Home Insurance Average Premiums

Local 97051 homeowners insurance quotes comparison

$338 /yr.

Shows Zip Code: 97051 lowest rates with discounts applied on average.

For the 97051, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$338 /yr.
Average Coverage:$588 /yr.
2600 sq. ft. or higher
(all discounts applied)
$888 /yr.

What is the average home insurance cost for a home in 97051?

  • • The average homeowners insurance premium paid annually for a home in 97051 is around $588 per year.

What does it cost on average per month for home insurance in 97051?

  • • Homeowners in 97051 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 97051?

  • • Autoowners in 97051 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Helens area, check out other zip codes nearby 97051.
Review average rates in another zip code:
97051 homeowners insurance rates

Home Replacement Cost Coverage in 97051

Average Building Cost Per Square Foot in 97051: $221

Location: Saint Helens, Oregon (Columbia County)

Average Square Footage in 97051: 1,307 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97051 before you start any project. Saint Helens homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97051 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97051 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,307 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Helens area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,307$288,900
Additional Upgrades & Added Features$2761,307$361,125
Major Home Updates or Advancements$3321,307$433,350

It's important to understand that when you estimate your replacement cost of your home in the 97051 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97051

Best Home & Auto Insurance Agencies in 97051

Avina- Joel M - State Farm Insurance Agent

Address: 2534 Sykes Rd St Helens, OR 97051
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies - Sales Office- St Helens

Address: 521 S Highway St Helens, OR 97051
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Iverson- Kevin K - State Farm Insurance Agent

Address: 135 N 21st St St Helens, OR 97051
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 97051

Population Review for 97051 Zip Code

For the city of Saint Helens, the population within 97051 has increased to over 17,278 residents in population size. The current population total is 17,012. We have broken down the population based on race below. In 97051, there are over 8464 in male population and 8548 females.

PopulationValues
Total Population17,012
White Population14386
Black Population126
Hispanic Population1157
Asian Population200
Hawaiian Population46
Indian Population243
Other Population440
Male Population8464
Female Population8548
Population Estimate17278

Household Data for 97051

The average number of homes in 97051 is around 6,473, there are an average of 2.58 per household. The average house value according to local real estate values is around $288,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,473
Persons Per Household2.58
Average House Value$288,900
Income Per Household$72934
Median Age39.7
Median Age Male38.8
Median Age Female40.6
97051 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CitySaint Helens
City Alias NameSAINT HELENS
CountyColumbia
County FIPS009
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses360
Number Of Employees3727
Business First Quarter Payroll34248
Business Annual Payroll152894
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01
Congressional LandArea3007
Delivery Residential6697
Delivery Business339
Delivery Total7891
Preferred Last Line KeyZ15474
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15474
Land Area57.526000
Water Area1.172000
City Alias Code
City Mixed CaseSaint Helens
City Alias Mixed CaseSaint Helens
Box Count722
SFDU4191
MFDU154
State ANSI41
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number407360
Unique ZIP Name
SSA State County Code38040
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseColumbia

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]