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Home Insurance Rates in 97058

For homeowners shopping online in 97058, our insurance rates are very competitive for homeowners living in The Dalles, OR. Many homeowners based out of the great city of The Dalles have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 97058, simply click the "Get Multiple Quotes Now" button. Your 97058 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. The Dalles, OR Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

97058 Home Insurance Rating is: Very Low!

If you live in 97058, you can easily save up to 40% off the average home insurance premium of $588 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in The Dalles can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 97058 today!

Get Multiple Home Insurance Rates in 97058!

97058 Home Insurance Average Premiums

Local 97058 homeowners insurance quotes comparison

$338 /yr.

Shows Zip Code: 97058 lowest rates with discounts applied on average.

For the 97058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$338 /yr.
Average Coverage:$588 /yr.
2600 sq. ft. or higher
(all discounts applied)
$888 /yr.

What is the average home insurance cost for a home in 97058?

  • • The average homeowners insurance premium paid annually for a home in 97058 is around $588 per year.

What does it cost on average per month for home insurance in 97058?

  • • Homeowners in 97058 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 97058?

  • • Autoowners in 97058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the The Dalles area, check out other zip codes nearby 97058.
Review average rates in another zip code:
97058 homeowners insurance rates

Home Replacement Cost Coverage in 97058

Average Building Cost Per Square Foot in 97058: $221

Location: The Dalles, Oregon (Wasco County)

Average Square Footage in 97058: 1,120 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97058 before you start any project. The Dalles homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,120 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the The Dalles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,120$247,500
Additional Upgrades & Added Features$2761,120$309,375
Major Home Updates or Advancements$3321,120$371,250

It's important to understand that when you estimate your replacement cost of your home in the 97058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97058

Dalles Insurance

Address: 427 East 7th Street The Dalles, OR 97058
Phone: (541)298-5591
Website:

Best Home & Auto Insurance Agencies in 97058

Hudson- Stephen E

Address: 201 W 4th St The Dalles, OR 97058
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Group - the Dalles- Ritchey Carmil

Address: 408 Washington St The Dalles, OR 97058
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Doug Sawyer Ins Agency Inc - State Farm Insurance Agent

Address: 706 E 3rd St The Dalles, OR 97058
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 97058

Population Review for 97058 Zip Code

For the city of The Dalles, the population within 97058 has increased to over 21,417 residents in population size. The current population total is 21,124. We have broken down the population based on race below. In 97058, there are over 10432 in male population and 10692 females.

PopulationValues
Total Population21,124
White Population15653
Black Population110
Hispanic Population4555
Asian Population235
Hawaiian Population184
Indian Population397
Other Population1981
Male Population10432
Female Population10692
Population Estimate21417

Household Data for 97058

The average number of homes in 97058 is around 8,220, there are an average of 2.50 per household. The average house value according to local real estate values is around $247,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,220
Persons Per Household2.50
Average House Value$247,500
Income Per Household$55954
Median Age40.4
Median Age Male39.0
Median Age Female42.0
97058 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541/458
CityThe Dalles
City Alias NameTHE DALLES
CountyWasco
County FIPS065
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA45520
CBSA_DIV
CBSA_TypeMicro
CBSA_NameThe Dalles, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses595
Number Of Employees6995
Business First Quarter Payroll74959
Business Annual Payroll323004
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population25213
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential8567
Delivery Business736
Delivery Total10229
Preferred Last Line KeyZ15638
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15638
Land Area325.197000
Water Area7.997000
City Alias Code
City Mixed CaseThe Dalles
City Alias Mixed CaseThe Dalles
Box Count821
SFDU6494
MFDU369
State ANSI41
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number408288
Unique ZIP Name
SSA State County Code38320
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWasco

Oregon Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]