Get multiple home insurance quotes in 97068. Our licensed 97068, OR agents are ready to serve you.

97068 Homeowners Insurance Quotes & Rates

West Linn residents living within the 11,267 homes available in the zip code of 97068 are shopping online to compare cheaper and more affordable West Linn, OR home insurance rates. In the great city of West Linn, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Oregon is around $609 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 97068 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 97068 home insurance rates today! Please give us a call now at 1-855-976-2656. For West Linn, OR Homeowners Insurance Quotes, Click to easily get started!

97068 Home Insurance Average Premiums

Local 97068 homeowners insurance quotes comparison

$359 /yr.

Shows Zip Code: 97068 lowest rates with discounts applied on average.

For the 97068, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$359 /yr.
Average Coverage:$609 /yr.
2600 sq. ft. or higher
(all discounts applied)
$909 /yr.

What is the average home insurance cost for a home in 97068?

  • • The average homeowners insurance premium paid annually for a home in 97068 is around $609 per year.

What does it cost on average per month for home insurance in 97068?

  • • Homeowners in 97068 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 97068?

  • • Autoowners in 97068 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Linn area, check out other zip codes nearby 97068.
Review average rates in another zip code:
97068 homeowners insurance rates

Home Replacement Cost Coverage in 97068

Average Building Cost Per Square Foot in 97068: $221

Location: West Linn, Oregon (Clackamas County)

Average Square Footage in 97068: 2,705 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97068 before you start any project. West Linn homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97068 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97068 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,705 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Linn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,705$597,800
Additional Upgrades & Added Features$2762,705$747,250
Major Home Updates or Advancements$3322,705$896,700

It's important to understand that when you estimate your replacement cost of your home in the 97068 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97068

Allstate Insurance - Ted S Freeland

Address: 18615 Willamette Dr West Linn, OR 97068
Phone: (503)675-8645
Website: admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=25038

Best Home & Auto Insurance Agencies in 97068

Allstate Insurance Agency

Address: 1832 Knapps Alley #213 West Linn, OR 97068
Phone:
Website: http://www.allstateagencies.com/081608/Welcome/
Info:

Multi-Tech Insurance Service- Inc.

Address: 19125 Willamette Dr West Linn, OR 97068
Phone:
Website:
Info:

Allstate Insurance - Ted S Freeland

Address: 18615 Willamette Dr West Linn, OR 97068
Phone:
Website: http://www.admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=25038
Info:

West Linn Life Insurance

Address: 2600 York Street West Linn, OR 97068
Phone:
Website:
Info:

Nichols- Diane P - State Farm Insurance Agent

Address: 2130 8th Ct West Linn, OR 97068
Phone:
Website:
Info:

Housing Demographics for 97068

Population Review for 97068 Zip Code

For the city of West Linn, the population within 97068 has increased to over 31,338 residents in population size. The current population total is 30,712. We have broken down the population based on race below. In 97068, there are over 15022 in male population and 15690 females.

PopulationValues
Total Population30,712
White Population25479
Black Population247
Hispanic Population1698
Asian Population1500
Hawaiian Population40
Indian Population101
Other Population454
Male Population15022
Female Population15690
Population Estimate31338

Household Data for 97068

The average number of homes in 97068 is around 11,267, there are an average of 2.70 per household. The average house value according to local real estate values is around $597,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,267
Persons Per Household2.70
Average House Value$597,800
Income Per Household$133412
Median Age43.5
Median Age Male42.5
Median Age Female44.3
97068 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code971/503
CityWest Linn
City Alias NameWEST LINN
CountyClackamas
County FIPS005
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses807
Number Of Employees4844
Business First Quarter Payroll48922
Business Annual Payroll226741
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District05
Congressional LandArea5189.73
Delivery Residential11607
Delivery Business437
Delivery Total12687
Preferred Last Line KeyZ15718
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15718
Land Area22.390000
Water Area1.324000
City Alias Code
City Mixed CaseWest Linn
City Alias Mixed CaseWest Linn
Box Count183
SFDU6373
MFDU215
State ANSI41
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number409136
Unique ZIP Name
SSA State County Code38020
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClackamas

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]