Get multiple home insurance quotes in 97070. Our licensed 97070, OR agents are ready to serve you.

Compare 97070 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 97070 area? The average homeowners premium in Oregon for a standard homeowners policy is around $480/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 97070 zip code, the population size is around 26,443 with 11,076 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 97070.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Wilsonville, OR Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. OR RateDiscountsSavingsShop Rates
$735up to 40% off$294

97070 Home Insurance Average Premiums

Local 97070 homeowners insurance quotes comparison

$230 /yr.

Shows Zip Code: 97070 lowest rates with discounts applied on average.

For the 97070, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$230 /yr.
Average Coverage:$480 /yr.
2600 sq. ft. or higher
(all discounts applied)
$780 /yr.

What is the average home insurance cost for a home in 97070?

  • • The average homeowners insurance premium paid annually for a home in 97070 is around $480 per year.

What does it cost on average per month for home insurance in 97070?

  • • Homeowners in 97070 pay a monthly average cost per month around $40.00.

What kind of discount could I get if I combine my home and auto insurance together in 97070?

  • • Autoowners in 97070 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilsonville area, check out other zip codes nearby 97070.
Review average rates in another zip code:
97070 homeowners insurance rates

Home Replacement Cost Coverage in 97070

Average Building Cost Per Square Foot in 97070: $221

Location: Wilsonville, Oregon (Clackamas County)

Average Square Footage in 97070: 2,133 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97070 before you start any project. Wilsonville homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97070 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97070 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,133 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilsonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,133$471,300
Additional Upgrades & Added Features$2762,133$589,125
Major Home Updates or Advancements$3322,133$706,950

It's important to understand that when you estimate your replacement cost of your home in the 97070 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97070

American Family Insurance - Rocky Ragalie

Address: 8695 Sw Jack Burns Blvd Ste E Wilsonville, OR 97070
Phone: (503)582-9991
Website: www.amfam.com

American Family Insurance - Kari Jansen

Address: 8695 Sw Jack Burns Blvd Ste E Wilsonville, OR 97070
Phone: (503)570-2909
Website: www.amfam.com

Farmers Insurance Group

Address: 8655 Sw Citizens Dr Wilsonville, OR 97070
Phone: (503)682-1583
Website: www.farmersinsuranceagency.com/MerleJohnson/index.html

Best Home & Auto Insurance Agencies in 97070

State Farm Insurance Agency: Randy Rugg

Address: 29781 SW Town Center Loop W, #200 Wilsonville, OR 97070
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/37/968F
Info:

Puppo, Jay A - State Farm Insurance Agent

Address: 9375 SW Wilsonville Rd Wilsonville, OR 97070
Phone:
Website: http://www.portland.citysearch.com/profile/external/46274224/wilsonville_or/puppo_jay_a_state_farm_insurance_agent.html
Info:

American Family Insurance - Daniel Herrera

Address: 29765 SW Town Center Loop West #1 Wilsonville, OR 97070
Phone:
Website: http://www.portland.citysearch.com/profile/external/604218512/wilsonville_or/american_family_insurance_daniel_herrera.html
Info:

Summers, Steve - Allstate Insurance Company

Address: 29955 Southwest Boones Ferry Road Wilsonville, OR 97070
Phone:
Website: http://www.portland.citysearch.com/profile/external/8437124/wilsonville_or/summers_steve_allstate_insurance_company.html
Info:

American Family Insurance - Rocky Ragalie

Address: 8695 SW Jack Burns Blvd Wilsonville, OR 97070
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 97070

Population Review for 97070 Zip Code

For the city of Wilsonville, the population within 97070 has increased to over 28,058 residents in population size. The current population total is 26,443. We have broken down the population based on race below. In 97070, there are over 12807 in male population and 13636 females.

PopulationValues
Total Population26,443
White Population20239
Black Population334
Hispanic Population3532
Asian Population1356
Hawaiian Population104
Indian Population234
Other Population1492
Male Population12807
Female Population13636
Population Estimate28058

Household Data for 97070

The average number of homes in 97070 is around 11,076, there are an average of 2.37 per household. The average house value according to local real estate values is around $471,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,076
Persons Per Household2.37
Average House Value$471,300
Income Per Household$79076
Median Age38.5
Median Age Male36.8
Median Age Female40.3
97070 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityWilsonville
City Alias NameWILSONVILLE
CountyClackamas
County FIPS005
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses962
Number Of Employees19358
Business First Quarter Payroll303803
Business Annual Payroll1336079
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01|05
Congressional LandArea3007|5189.73
Delivery Residential11839
Delivery Business885
Delivery Total18337
Preferred Last Line KeyZ15752
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15752
Land Area17.761000
Water Area0.613000
City Alias Code
City Mixed CaseWilsonville
City Alias Mixed CaseWilsonville
Box Count647
SFDU1041
MFDU2376
State ANSI41
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number409328
Unique ZIP Name
SSA State County Code38020
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClackamas

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]