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97080 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 97080? There are over 15,865 occupied homes in the 97080 area. With a population size of 45,647, it's not uncommon for residence of Gresham, OR to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Oregon is around $521 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 97080 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Gresham, OR Home Insurance Rate Quotes

97080 Home Insurance Average Premiums

Local 97080 homeowners insurance quotes comparison

$271 /yr.

Shows Zip Code: 97080 lowest rates with discounts applied on average.

For the 97080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$271 /yr.
Average Coverage:$521 /yr.
2600 sq. ft. or higher
(all discounts applied)		$821 /yr.

What is the average home insurance cost for a home in 97080?

  • • The average homeowners insurance premium paid annually for a home in 97080 is around $521 per year.

What does it cost on average per month for home insurance in 97080?

  • • Homeowners in 97080 pay a monthly average cost per month around $43.00.

What kind of discount could I get if I combine my home and auto insurance together in 97080?

  • • Autoowners in 97080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gresham area, check out other zip codes nearby 97080.
Review average rates in another zip code:
97030 homeowners insurance rates
97080 homeowners insurance rates

Home Replacement Cost Coverage in 97080

Average Building Cost Per Square Foot in 97080: $221

Location: Gresham, Oregon (Multnomah County)

Average Square Footage in 97080: 1,737 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97080 before you start any project. Gresham homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,737 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gresham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,737$383,800
Additional Upgrades & Added Features$2761,737$479,750
Major Home Updates or Advancements$3321,737$575,700

It's important to understand that when you estimate your replacement cost of your home in the 97080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97080

Allstate Insurance-Gerald Guerrero

Address: 2468 Se Burnside Rd Gresham, OR 97080
Phone: (503)618-1000
Website: agent.allstate.com/28262

Best Home & Auto Insurance Agencies in 97080

Allstate Insurance-Gerald Guerrero

Address: 2468 SE Burnside Rd Gresham, OR 97080
Phone:
Website: http://www.agent.allstate.com/28262
Info:

Housing Demographics for 97080

Population Review for 97080 Zip Code

For the city of Gresham, the population within 97080 has increased to over 47,155 residents in population size. The current population total is 45,647. We have broken down the population based on race below. In 97080, there are over 22392 in male population and 23255 females.

PopulationValues
Total Population45,647
White Population33061
Black Population1169
Hispanic Population6656
Asian Population2546
Hawaiian Population191
Indian Population540
Other Population3270
Male Population22392
Female Population23255
Population Estimate47155

Household Data for 97080

The average number of homes in 97080 is around 15,865, there are an average of 2.84 per household. The average house value according to local real estate values is around $383,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,865
Persons Per Household2.84
Average House Value$383,800
Income Per Household$81881
Median Age38.3
Median Age Male37.4
Median Age Female39.1
97080 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityGresham
City Alias NameGRESHAM
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses578
Number Of Employees4508
Business First Quarter Payroll36842
Business Annual Payroll171236
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea1074.46
Delivery Residential16604
Delivery Business201
Delivery Total16745
Preferred Last Line KeyZ15071
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15071
Land Area21.639000
Water Area0.061000
City Alias Code
City Mixed CaseGresham
City Alias Mixed CaseGresham
Box Count0
SFDU6619
MFDU581
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number403568
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]