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97119 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 97119? Our rates are very competitive for homeowners living in Gaston, OR. Many homeowners based out of your 97119 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 97119 should appear in the zip code field ready to go. For Gaston, OR Home Insurance Rate Quotes click to review the best rates and service online!

97119 Average Premium is Rated: Very Low!

Homeowners living in 97119 can easily save up to 40% off the average home insurance premium of $473 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Gaston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 97119 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 97119!

97119 Home Insurance Average Premiums

Local 97119 homeowners insurance quotes comparison

$223 /yr.

Shows Zip Code: 97119 lowest rates with discounts applied on average.

For the 97119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$223 /yr.
Average Coverage:$473 /yr.
2600 sq. ft. or higher
(all discounts applied)
$773 /yr.

What is the average home insurance cost for a home in 97119?

  • • The average homeowners insurance premium paid annually for a home in 97119 is around $473 per year.

What does it cost on average per month for home insurance in 97119?

  • • Homeowners in 97119 pay a monthly average cost per month around $39.00.

What kind of discount could I get if I combine my home and auto insurance together in 97119?

  • • Autoowners in 97119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gaston area, check out other zip codes nearby 97119.
Review average rates in another zip code:
97119 homeowners insurance rates

Home Replacement Cost Coverage in 97119

Average Building Cost Per Square Foot in 97119: $221

Location: Gaston, Oregon (Washington County)

Average Square Footage in 97119: 2,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97119 before you start any project. Gaston homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,102 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gaston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,102$464,600
Additional Upgrades & Added Features$2762,102$580,750
Major Home Updates or Advancements$3322,102$696,900

It's important to understand that when you estimate your replacement cost of your home in the 97119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97119

Best Home & Auto Insurance Agencies in 97119

Housing Demographics for 97119

Population Review for 97119 Zip Code

For the city of Gaston, the population within 97119 has increased to over 4,312 residents in population size. The current population total is 4,722. We have broken down the population based on race below. In 97119, there are over 2355 in male population and 2367 females.

PopulationValues
Total Population4,722
White Population3906
Black Population12
Hispanic Population462
Asian Population72
Hawaiian Population4
Indian Population44
Other Population168
Male Population2355
Female Population2367
Population Estimate4312

Household Data for 97119

The average number of homes in 97119 is around 1,654, there are an average of 2.85 per household. The average house value according to local real estate values is around $464,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,654
Persons Per Household2.85
Average House Value$464,600
Income Per Household$101681
Median Age46.3
Median Age Male46.4
Median Age Female46.2
97119 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503
CityGaston
City Alias NameGASTON
CountyWashington
County FIPS067
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses84
Number Of Employees520
Business First Quarter Payroll5874
Business Annual Payroll25168
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01
Congressional LandArea3007
Delivery Residential1513
Delivery Business12
Delivery Total2073
Preferred Last Line KeyZ15029
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15029
Land Area94.394000
Water Area1.468000
City Alias Code
City Mixed CaseGaston
City Alias Mixed CaseGaston
Box Count474
SFDU1424
MFDU1
State ANSI41
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number403200
Unique ZIP Name
SSA State County Code38330
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWashington

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