Get multiple home insurance quotes in 97124. Our licensed 97124, OR agents are ready to serve you.

Home Insurance Quotes in 97124

Are you shopping for a cheaper homeowners insurance rate in 97124? Our rates are very competitive for homeowners living in Hillsboro, OR. Many homeowners located in the 97124 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 97124. To get free 97124 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 97124 zip code should appear in the zip code field ready to go. Shopping Hillsboro, OR Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 97124 to review the best rate coverages.

Your 97124 Home Insurance Costs Is Rated: Very Low!

For the great city of Hillsboro, the average home insurance premium paid annually is around $571 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Oregon specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Hillsboro and need insurance on your home in the 97124 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 97124 Homeowners Insurance Rates Now!

97124 Home Insurance Average Premiums

Local 97124 homeowners insurance quotes comparison

$321 /yr.

Shows Zip Code: 97124 lowest rates with discounts applied on average.

For the 97124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$321 /yr.
Average Coverage:$571 /yr.
2600 sq. ft. or higher
(all discounts applied)
$871 /yr.

What is the average home insurance cost for a home in 97124?

  • • The average homeowners insurance premium paid annually for a home in 97124 is around $571 per year.

What does it cost on average per month for home insurance in 97124?

  • • Homeowners in 97124 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 97124?

  • • Autoowners in 97124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hillsboro area, check out other zip codes nearby 97124.
Review average rates in another zip code:
97124 homeowners insurance rates
97123 homeowners insurance rates

Home Replacement Cost Coverage in 97124

Average Building Cost Per Square Foot in 97124: $221

Location: Hillsboro, Oregon (Washington County)

Average Square Footage in 97124: 1,903 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97124 before you start any project. Hillsboro homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,903 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hillsboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,903$420,600
Additional Upgrades & Added Features$2761,903$525,750
Major Home Updates or Advancements$3321,903$630,900

It's important to understand that when you estimate your replacement cost of your home in the 97124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97124

American Family Insurance - Lisa Ritchie

Address: 2020 Nw Aloclek Dr Suite 113 Hillsboro, OR 97124
Phone: (503)899-3227
Website: www.amfam.com

Best Home & Auto Insurance Agencies in 97124

American Family Insurance - Lisa Ritchie

Address: 2020 NW Aloclek Dr, #113 Hillsboro, OR 97124
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Farmer's Insurance Group-Bert Shaw

Address: 3000 NW Stucki Pl, #230 Hillsboro, OR 97124
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Ellerbrook- Paul - State Farm Insurance Agent

Address: 110 NE 10th Ave Hillsboro, OR 97124
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Chakos- Leslie Katherine

Address: 4950 NE Belknap Ct, #Ct-109 Hillsboro, OR 97124
Phone:
Website:
Info:

Downie- Richard K - State Farm Insurance Agent

Address: 21135 NW West Union Rd Hillsboro, OR 97124
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 97124

Population Review for 97124 Zip Code

For the city of Hillsboro, the population within 97124 has increased to over 54,170 residents in population size. The current population total is 53,487. We have broken down the population based on race below. In 97124, there are over 27066 in male population and 26421 females.

PopulationValues
Total Population53,487
White Population33013
Black Population1329
Hispanic Population9938
Asian Population7405
Hawaiian Population254
Indian Population611
Other Population4894
Male Population27066
Female Population26421
Population Estimate54170

Household Data for 97124

The average number of homes in 97124 is around 21,233, there are an average of 2.51 per household. The average house value according to local real estate values is around $420,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,233
Persons Per Household2.51
Average House Value$420,600
Income Per Household$100596
Median Age34.9
Median Age Male34.2
Median Age Female35.6
97124 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityHillsboro
City Alias NameHILLSBORO
CountyWashington
County FIPS067
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1501
Number Of Employees51601
Business First Quarter Payroll1491271
Business Annual Payroll5671336
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01
Congressional LandArea3007
Delivery Residential21582
Delivery Business1494
Delivery Total33358
Preferred Last Line KeyZ15101
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15101
Land Area45.146000
Water Area0.010000
City Alias Code
City Mixed CaseHillsboro
City Alias Mixed CaseHillsboro
Box Count0
SFDU5090
MFDU5825
State ANSI41
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number403888
Unique ZIP Name
SSA State County Code38330
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWashington

Oregon Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]