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97133 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 97133? There are over 2,009 occupied homes in the 97133 area. With a population size of 5,577, it's not uncommon for residence of North Plains, OR to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Oregon is around $505 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 97133 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: North Plains, OR Home Insurance Rate Quotes

97133 Home Insurance Average Premiums

Local 97133 homeowners insurance quotes comparison

$255 /yr.

Shows Zip Code: 97133 lowest rates with discounts applied on average.

For the 97133, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$255 /yr.
Average Coverage:$505 /yr.
2600 sq. ft. or higher
(all discounts applied)		$805 /yr.

What is the average home insurance cost for a home in 97133?

  • • The average homeowners insurance premium paid annually for a home in 97133 is around $505 per year.

What does it cost on average per month for home insurance in 97133?

  • • Homeowners in 97133 pay a monthly average cost per month around $42.00.

What kind of discount could I get if I combine my home and auto insurance together in 97133?

  • • Autoowners in 97133 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Plains area, check out other zip codes nearby 97133.
Review average rates in another zip code:
97133 homeowners insurance rates

Home Replacement Cost Coverage in 97133

Average Building Cost Per Square Foot in 97133: $221

Location: North Plains, Oregon (Washington County)

Average Square Footage in 97133: 2,243 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97133 before you start any project. North Plains homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97133 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97133 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,243 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Plains area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,243$495,600
Additional Upgrades & Added Features$2762,243$619,500
Major Home Updates or Advancements$3322,243$743,400

It's important to understand that when you estimate your replacement cost of your home in the 97133 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97133

Best Home & Auto Insurance Agencies in 97133

Housing Demographics for 97133

Population Review for 97133 Zip Code

For the city of North Plains, the population within 97133 has increased to over 6,057 residents in population size. The current population total is 5,577. We have broken down the population based on race below. In 97133, there are over 2867 in male population and 2710 females.

PopulationValues
Total Population5,577
White Population4254
Black Population66
Hispanic Population535
Asian Population385
Hawaiian Population13
Indian Population42
Other Population206
Male Population2867
Female Population2710
Population Estimate6057

Household Data for 97133

The average number of homes in 97133 is around 2,009, there are an average of 2.77 per household. The average house value according to local real estate values is around $495,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,009
Persons Per Household2.77
Average House Value$495,600
Income Per Household$105859
Median Age38.8
Median Age Male37.8
Median Age Female39.3
97133 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityNorth Plains
City Alias NameNORTH PLAINS
CountyWashington
County FIPS067
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses121
Number Of Employees1037
Business First Quarter Payroll13129
Business Annual Payroll59260
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01
Congressional LandArea3007
Delivery Residential2187
Delivery Business56
Delivery Total8005
Preferred Last Line KeyZ15337
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15337
Land Area76.807000
Water Area0.018000
City Alias Code
City Mixed CaseNorth Plains
City Alias Mixed CaseNorth Plains
Box Count595
SFDU830
MFDU0
State ANSI41
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number406128
Unique ZIP Name
SSA State County Code38330
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWashington

Oregon Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]