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Quickly Revew Homeowners Insurance in 97232

If you own a home in Portland, OR you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 97232 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Oregon licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 97232 and start comparing rates now.

97232 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 97232 is $448 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 97232 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Portland, OR home insurance quotes in your local city and review the most competitive coverages and premiums.

97232 Home Insurance Average Premiums

Local 97232 homeowners insurance quotes comparison

$198 /yr.

Shows Zip Code: 97232 lowest rates with discounts applied on average.

For the 97232, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$198 /yr.
Average Coverage:$448 /yr.
2600 sq. ft. or higher
(all discounts applied)
$748 /yr.

What is the average home insurance cost for a home in 97232?

  • • The average homeowners insurance premium paid annually for a home in 97232 is around $448 per year.

What does it cost on average per month for home insurance in 97232?

  • • Homeowners in 97232 pay a monthly average cost per month around $37.00.

What kind of discount could I get if I combine my home and auto insurance together in 97232?

  • • Autoowners in 97232 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97232.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 97232

Average Building Cost Per Square Foot in 97232: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97232: 2,986 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97232 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97232 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97232 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,986 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,986$660,000
Additional Upgrades & Added Features$2762,986$825,000
Major Home Updates or Advancements$3322,986$990,000

It's important to understand that when you estimate your replacement cost of your home in the 97232 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97232

Van Beurden Hayes

Address: 1500 NE Irving St Ste 110 Portland, OR 97232
Phone: (503)231-8991
Website: www.vanbeurden.com

Allstate Insurance - Mike Eaton

Address: 1411 Ne Broadway Portland, OR 97232
Phone: (503)246-7873
Website:

Best Home & Auto Insurance Agencies in 97232

Lucich- Daniel M

Address: 1607 NE 16th Ave Portland, OR 97232
Phone:
Website:
Info:

Agent HQ La Life Auto State Farm Insurance Portland OR

Address: 2858 NE Sandy Blvd Portland, OR 97232
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/37/93D4
Info:

Allstate Insurance - Mike Eaton

Address: 1411 NE Broadway St Portland, OR 97232
Phone:
Website:
Info:

Lawson- E Chris

Address: 3118 NE Broadway St Portland, OR 97232
Phone:
Website:
Info:

American Family Insurance

Address: 2621 NE Broadway St Portland, OR 97232
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 97232

Population Review for 97232 Zip Code

For the city of Portland, the population within 97232 has increased to over 17,808 residents in population size. The current population total is 15,382. We have broken down the population based on race below. In 97232, there are over 7668 in male population and 7714 females.

PopulationValues
Total Population15,382
White Population11655
Black Population660
Hispanic Population1329
Asian Population854
Hawaiian Population35
Indian Population134
Other Population447
Male Population7668
Female Population7714
Population Estimate17808

Household Data for 97232

The average number of homes in 97232 is around 8,592, there are an average of 1.73 per household. The average house value according to local real estate values is around $660,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,592
Persons Per Household1.73
Average House Value$660,000
Income Per Household$67591
Median Age35.9
Median Age Male36.5
Median Age Female35.0
97232 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1320
Number Of Employees19135
Business First Quarter Payroll296075
Business Annual Payroll1273016
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01|03
Congressional LandArea3007|1074.46
Delivery Residential10294
Delivery Business1342
Delivery Total12029
Preferred Last Line KeyZ15411
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area1.870000
Water Area0.028000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count0
SFDU3334
MFDU6590
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]