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Quickly Revew Homeowners Insurance in 97232
If you own a home in Portland, OR you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.
GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 97232 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Oregon licensed agents will also review your needs and make sure you have the appropriate coverage for your home.
If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 97232 and start comparing rates now.
97232 Homeowners Insurance Rates Are Considered: very low!
The average rate for a standard homeowners policy in 97232 is $448 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.
We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.
Get 97232 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Portland, OR home insurance quotes in your local city and review the most competitive coverages and premiums.
97232 Home Insurance Average Premiums
For the 97232, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $198 /yr. |
Average Coverage: | $448 /yr. |
2600 sq. ft. or higher (all discounts applied) | $748 /yr. |
What is the average home insurance cost for a home in 97232?
- • The average homeowners insurance premium paid annually for a home in 97232 is around $448 per year.
What does it cost on average per month for home insurance in 97232?
- • Homeowners in 97232 pay a monthly average cost per month around $37.00.
What kind of discount could I get if I combine my home and auto insurance together in 97232?
- • Autoowners in 97232 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Portland area, check out other zip codes nearby 97232.
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Home Replacement Cost Coverage in 97232
Average Building Cost Per Square Foot in 97232: $221
Location: Portland, Oregon (Multnomah County)Average Square Footage in 97232: 2,986 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 97232 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97232 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 97232 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,986 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $221 | 2,986 | $660,000 |
Additional Upgrades & Added Features | $276 | 2,986 | $825,000 |
Major Home Updates or Advancements | $332 | 2,986 | $990,000 |
It's important to understand that when you estimate your replacement cost of your home in the 97232 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 97232
Allstate Insurance - Mike Eaton
Address: 1411 Ne Broadway Portland, OR 97232Phone: (503)246-7873
Website:
Van Beurden Hayes
Address: 1500 NE Irving St Ste 110 Portland, OR 97232Phone: (503)231-8991
Website: www.vanbeurden.com
Best Home & Auto Insurance Agencies in 97232
Lucich- Daniel M
Address: 1607 NE 16th Ave Portland, OR 97232Phone:
Website:
Info:
Lawson- E Chris
Address: 3118 NE Broadway St Portland, OR 97232Phone:
Website:
Info:
Allstate Insurance - Mike Eaton
Address: 1411 NE Broadway St Portland, OR 97232Phone:
Website:
Info:
American Family Insurance
Address: 2621 NE Broadway St Portland, OR 97232Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities
Agent HQ La Life Auto State Farm Insurance Portland OR
Address: 2858 NE Sandy Blvd Portland, OR 97232Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/37/93D4
Info:
Housing Demographics for 97232
Population Review for 97232 Zip Code
For the city of Portland, the population within 97232 has increased to over 17,808 residents in population size. The current population total is 15,382. We have broken down the population based on race below. In 97232, there are over 7668 in male population and 7714 females.
Population | Values |
---|---|
Total Population | 15,382 |
White Population | 11655 |
Black Population | 660 |
Hispanic Population | 1329 |
Asian Population | 854 |
Hawaiian Population | 35 |
Indian Population | 134 |
Other Population | 447 |
Male Population | 7668 |
Female Population | 7714 |
Population Estimate | 17808 |
Household Data for 97232
The average number of homes in 97232 is around 8,592, there are an average of 1.73 per household. The average house value according to local real estate values is around $660,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 8,592 |
Persons Per Household | 1.73 |
Average House Value | $660,000 |
Income Per Household | $67591 |
Median Age | 35.9 |
Median Age Male | 36.5 |
Median Age Female | 35.0 |
97232 Details | Values |
---|---|
State | OR |
State Full Name | Oregon |
City Type | P |
City Alias Abbreviation | |
Area Code | 503/971 |
City | Portland |
City Alias Name | PORTLAND |
County | Multnomah |
County FIPS | 051 |
State FIPS | 41 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | 6442 |
PMSA | 6440 |
CSA | 440 |
CBSA | 38900 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Portland-Vancouver-Hillsboro, OR-WA |
MSA_Name | Portland-Salem, OR-WA CMSA |
PMSA_Name | Portland-Vancouver, OR-WA PMSA |
Region | West |
Division | Pacific |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1320 |
Number Of Employees | 19135 |
Business First Quarter Payroll | 296075 |
Business Annual Payroll | 1273016 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2226009 |
CBSA Division Population | 0 |
Congressional District | 01|03 |
Congressional LandArea | 3007|1074.46 |
Delivery Residential | 10294 |
Delivery Business | 1342 |
Delivery Total | 12029 |
Preferred Last Line Key | Z15411 |
Classification Code | |
Multi-County | |
CSA Name | Portland-Vancouver-Salem, OR-WA |
CBSA_DIV_Name | |
City State Key | Z15411 |
Land Area | 1.870000 |
Water Area | 0.028000 |
City Alias Code | |
City Mixed Case | Portland |
City Alias Mixed Case | Portland |
Box Count | 0 |
SFDU | 3334 |
MFDU | 6590 |
State ANSI | 41 |
County ANSI | 051 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 406784 |
Unique ZIP Name | |
SSA State County Code | 38250 |
Medicare CBSA Code | 38900 |
Medicare CBSA Name | Portland-Vancouver-Hillsboro, OR-WA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Multnomah |
Oregon Homeowners Insurance News & Information
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Will Citizens Policyholders See a Home Insurance Rate Decrease? Posted on Tuesday 11th March, 2025
Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
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