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If you live in the 97229 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Portland have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our OR licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 97229 and then compare quotes from a variety of nationwide insurance companies.

97229 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 97229 the average premium for homeowners coverage is $612 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 97229. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 97229 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Portland, OR home insurance quotes in your area.

97229 Home Insurance Average Premiums

Local 97229 homeowners insurance quotes comparison

$362 /yr.

Shows Zip Code: 97229 lowest rates with discounts applied on average.

For the 97229, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$362 /yr.
Average Coverage:$612 /yr.
2600 sq. ft. or higher
(all discounts applied)
$912 /yr.

What is the average home insurance cost for a home in 97229?

  • • The average homeowners insurance premium paid annually for a home in 97229 is around $612 per year.

What does it cost on average per month for home insurance in 97229?

  • • Homeowners in 97229 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 97229?

  • • Autoowners in 97229 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97229.
Review average rates in another zip code:
97205 homeowners insurance rates
97220 homeowners insurance rates
97219 homeowners insurance rates
97221 homeowners insurance rates
97213 homeowners insurance rates
97202 homeowners insurance rates
97232 homeowners insurance rates
97266 homeowners insurance rates
97206 homeowners insurance rates
97222 homeowners insurance rates

Home Replacement Cost Coverage in 97229

Average Building Cost Per Square Foot in 97229: $221

Location: Portland, Oregon (Washington County)

Average Square Footage in 97229: 2,718 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97229 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97229 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97229 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,718 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,718$600,700
Additional Upgrades & Added Features$2762,718$750,875
Major Home Updates or Advancements$3322,718$901,050

It's important to understand that when you estimate your replacement cost of your home in the 97229 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97229

American Family Insurance - Brian Harvey Agency- Inc.

Address: 475 Nw Saltzman Rd Portland, OR 97229
Phone: (503)644-1116
Website: www.amfam.com

Best Home & Auto Insurance Agencies in 97229

Allstate Insurance Companies - Claim Offices- Existing Claim OR Would Like To Speak With A C

Address: 4888 NW Bethany Blvd Portland, OR 97229
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Hrabal- Alan R

Address: 3164 NW 185th Ave Portland, OR 97229
Phone:
Website:
Info:

Hrabal- Jerry R - State Farm Insurance Agent

Address: 14095 NW Cornell Rd Portland, OR 97229
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 97229

Population Review for 97229 Zip Code

For the city of Portland, the population within 97229 has increased to over 77,930 residents in population size. The current population total is 73,602. We have broken down the population based on race below. In 97229, there are over 36184 in male population and 37418 females.

PopulationValues
Total Population73,602
White Population41977
Black Population1290
Hispanic Population5531
Asian Population20627
Hawaiian Population191
Indian Population282
Other Population1907
Male Population36184
Female Population37418
Population Estimate77930

Household Data for 97229

The average number of homes in 97229 is around 26,926, there are an average of 2.73 per household. The average house value according to local real estate values is around $600,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,926
Persons Per Household2.73
Average House Value$600,700
Income Per Household$137006
Median Age38.7
Median Age Male38.0
Median Age Female39.2
97229 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyWashington
County FIPS067
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses981
Number Of Employees9042
Business First Quarter Payroll152822
Business Annual Payroll567080
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01
Congressional LandArea3007
Delivery Residential28546
Delivery Business508
Delivery Total28759
Preferred Last Line KeyZ15411
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area19.651000
Water Area0.005000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count0
SFDU6972
MFDU2199
State ANSI41
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38330
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWashington

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]