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97219 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 97219? There are over 17,089 occupied homes in the 97219 area. With a population size of 42,474, it's not uncommon for residence of Portland, OR to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Oregon is around $567 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 97219 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Portland, OR Home Insurance Rate Quotes

97219 Home Insurance Average Premiums

Local 97219 homeowners insurance quotes comparison

$317 /yr.

Shows Zip Code: 97219 lowest rates with discounts applied on average.

For the 97219, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$317 /yr.
Average Coverage:$567 /yr.
2600 sq. ft. or higher
(all discounts applied)
$867 /yr.

What is the average home insurance cost for a home in 97219?

  • • The average homeowners insurance premium paid annually for a home in 97219 is around $567 per year.

What does it cost on average per month for home insurance in 97219?

  • • Homeowners in 97219 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 97219?

  • • Autoowners in 97219 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97219.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 97219

Average Building Cost Per Square Foot in 97219: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97219: 2,518 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97219 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97219 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97219 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,518 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,518$556,500
Additional Upgrades & Added Features$2762,518$695,625
Major Home Updates or Advancements$3322,518$834,750

It's important to understand that when you estimate your replacement cost of your home in the 97219 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97219

Best Home & Auto Insurance Agencies in 97219

State Farm Bank

Address: 7850 SW Barbur Blvd Portland, OR 97219
Phone:
Website: http://www.portland.citysearch.com/profile/46274273/portland_or/state_farm_bank.html
Info:

Harper Sr- Michael E

Address: 9045 SW Barbur Blvd Portland, OR 97219
Phone:
Website:
Info:

Farmers Insurance Group

Address: 6915 SW MacAdam Ave Portland, OR 97219
Phone:
Website:
Info:

American Family Insurance

Address: 9220 SW Barbur Blvd Portland, OR 97219
Phone:
Website:
Info:

Allstate Insurance Company - Christine Jarrett

Address: 10211 Southwest Barbur Boulevard Portland, OR 97219
Phone:
Website: http://www.portland.citysearch.com/profile/664357780/portland_or/allstate_insurance_company_christine_jarrett.html
Info:

Housing Demographics for 97219

Population Review for 97219 Zip Code

For the city of Portland, the population within 97219 has increased to over 41,131 residents in population size. The current population total is 42,474. We have broken down the population based on race below. In 97219, there are over 20604 in male population and 21870 females.

PopulationValues
Total Population42,474
White Population33605
Black Population1209
Hispanic Population2942
Asian Population1843
Hawaiian Population131
Indian Population254
Other Population915
Male Population20604
Female Population21870
Population Estimate41131

Household Data for 97219

The average number of homes in 97219 is around 17,089, there are an average of 2.41 per household. The average house value according to local real estate values is around $556,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,089
Persons Per Household2.41
Average House Value$556,500
Income Per Household$106242
Median Age39.7
Median Age Male39.0
Median Age Female40.4
97219 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1095
Number Of Employees10015
Business First Quarter Payroll102989
Business Annual Payroll463186
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01|03|05|06
Congressional LandArea3007|1074.46|5189.73|0
Delivery Residential17067
Delivery Business870
Delivery Total19021
Preferred Last Line KeyZ15411
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area11.700000
Water Area0.314000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count0
SFDU12767
MFDU1096
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]