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Homeowners Insurance in 97211

For homeowners living in 97211, you want more affordable home insurance rates in Portland, right? Our rates are very competitive for homeowners living in the great city of Portland, OR. Many homeowners living in the 97211 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 97211 should appear in the zip code field ready to go. Comparing Portland, OR Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

97211 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Portland pay around $540 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Oregon home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 97211 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Portland homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Oregon home insurance premium today!

Get 97211 Homeowners Insurance Rates Now!

97211 Home Insurance Average Premiums

Local 97211 homeowners insurance quotes comparison

$290 /yr.

Shows Zip Code: 97211 lowest rates with discounts applied on average.

For the 97211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$290 /yr.
Average Coverage:$540 /yr.
2600 sq. ft. or higher
(all discounts applied)
$840 /yr.

What is the average home insurance cost for a home in 97211?

  • • The average homeowners insurance premium paid annually for a home in 97211 is around $540 per year.

What does it cost on average per month for home insurance in 97211?

  • • Homeowners in 97211 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97211?

  • • Autoowners in 97211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97211.
Review average rates in another zip code:
97266 homeowners insurance rates
97233 homeowners insurance rates
97211 homeowners insurance rates
97236 homeowners insurance rates
97205 homeowners insurance rates
97231 homeowners insurance rates
97220 homeowners insurance rates
97218 homeowners insurance rates
97224 homeowners insurance rates
97217 homeowners insurance rates

Home Replacement Cost Coverage in 97211

Average Building Cost Per Square Foot in 97211: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97211: 2,399 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97211 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,399 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,399$530,100
Additional Upgrades & Added Features$2762,399$662,625
Major Home Updates or Advancements$3322,399$795,150

It's important to understand that when you estimate your replacement cost of your home in the 97211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97211

Best Home & Auto Insurance Agencies in 97211

Ernest J Hill Jr Ins Agcy Inc - State Farm Insurance Agent

Address: 6527 NE M L King Blvd Portland, OR 97211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 97211

Population Review for 97211 Zip Code

For the city of Portland, the population within 97211 has increased to over 32,723 residents in population size. The current population total is 33,762. We have broken down the population based on race below. In 97211, there are over 16518 in male population and 17244 females.

PopulationValues
Total Population33,762
White Population22616
Black Population4333
Hispanic Population3511
Asian Population1130
Hawaiian Population148
Indian Population414
Other Population1392
Male Population16518
Female Population17244
Population Estimate32723

Household Data for 97211

The average number of homes in 97211 is around 13,856, there are an average of 2.35 per household. The average house value according to local real estate values is around $530,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,856
Persons Per Household2.35
Average House Value$530,100
Income Per Household$93743
Median Age37.7
Median Age Male37.2
Median Age Female38.1
97211 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1081
Number Of Employees12652
Business First Quarter Payroll166063
Business Annual Payroll728145
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea1074.46
Delivery Residential13925
Delivery Business832
Delivery Total15707
Preferred Last Line KeyZ15411
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area7.137000
Water Area2.056000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count411
SFDU11744
MFDU929
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]