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Home Insurance Quotes in 97212

Are you shopping for a cheaper homeowners insurance rate in 97212? Our rates are very competitive for homeowners living in Portland, OR. Many homeowners located in the 97212 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 97212. To get free 97212 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 97212 zip code should appear in the zip code field ready to go. Shopping Portland, OR Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 97212 to review the best rate coverages.

Your 97212 Home Insurance Costs Is Rated: Very Low!

For the great city of Portland, the average home insurance premium paid annually is around $472 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Oregon specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Portland and need insurance on your home in the 97212 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 97212 Homeowners Insurance Rates Now!

97212 Home Insurance Average Premiums

Local 97212 homeowners insurance quotes comparison

$222 /yr.

Shows Zip Code: 97212 lowest rates with discounts applied on average.

For the 97212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$222 /yr.
Average Coverage:$472 /yr.
2600 sq. ft. or higher
(all discounts applied)
$772 /yr.

What is the average home insurance cost for a home in 97212?

  • • The average homeowners insurance premium paid annually for a home in 97212 is around $472 per year.

What does it cost on average per month for home insurance in 97212?

  • • Homeowners in 97212 pay a monthly average cost per month around $39.00.

What kind of discount could I get if I combine my home and auto insurance together in 97212?

  • • Autoowners in 97212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97212.
Review average rates in another zip code:
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97205 homeowners insurance rates
97233 homeowners insurance rates

Home Replacement Cost Coverage in 97212

Average Building Cost Per Square Foot in 97212: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97212: 3,146 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97212 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,146 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2213,146$695,300
Additional Upgrades & Added Features$2763,146$869,125
Major Home Updates or Advancements$3323,146$1,042,950

It's important to understand that when you estimate your replacement cost of your home in the 97212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97212

Best Home & Auto Insurance Agencies in 97212

Flesuras- George S - State Farm Insurance Agent

Address: 4108 NE Fremont St Portland, OR 97212
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Armstrong, Anthony P - Allstate Insurance

Address: 2808 NE Martin Luther King Jr Blvd Portland, OR 97212
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 97212

Population Review for 97212 Zip Code

For the city of Portland, the population within 97212 has increased to over 26,470 residents in population size. The current population total is 26,568. We have broken down the population based on race below. In 97212, there are over 12792 in male population and 13776 females.

PopulationValues
Total Population26,568
White Population20455
Black Population1698
Hispanic Population1762
Asian Population868
Hawaiian Population56
Indian Population159
Other Population491
Male Population12792
Female Population13776
Population Estimate26470

Household Data for 97212

The average number of homes in 97212 is around 11,241, there are an average of 2.35 per household. The average house value according to local real estate values is around $695,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,241
Persons Per Household2.35
Average House Value$695,300
Income Per Household$115417
Median Age40.1
Median Age Male39.8
Median Age Female40.3
97212 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses741
Number Of Employees5409
Business First Quarter Payroll72967
Business Annual Payroll372353
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea1074.46
Delivery Residential11264
Delivery Business543
Delivery Total13476
Preferred Last Line KeyZ15411
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area2.729000
Water Area0.000000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count231
SFDU9130
MFDU1744
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]