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Home Insurance in 97267
If your primary reason for shopping for homeowners insurance in the 97267 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Portland, OR. Many homeowners that live in the 97267 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Oregon licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 97267 zip code should already appear in the zip code field ready to go. For Portland, OR Homeowners Insurance Quotes, Click to easily get started!
Average Homeowners Premiums in 97267
Homeowners living in the city of Portland are paying on average around $530 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 97267 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Oregon home insurance premiums have been recently ranked 51 in the country in terms of the annual cost of premiums. Because premiums in 97267 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.
Easily Compare 97267 Home Insurance Quotes Now!
We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Portland. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!
97267 Home Insurance Average Premiums
$280 /yr.
Shows Zip Code: 97267 lowest rates with discounts applied on average.
For the 97267, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $280 /yr. |
| Average Coverage: | $530 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $830 /yr. |
What is the average home insurance cost for a home in 97267?
- • The average homeowners insurance premium paid annually for a home in 97267 is around $530 per year.
What does it cost on average per month for home insurance in 97267?
- • Homeowners in 97267 pay a monthly average cost per month around $44.00.
What kind of discount could I get if I combine my home and auto insurance together in 97267?
- • Autoowners in 97267 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Portland area, check out other zip codes nearby 97267.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 97267
Average Building Cost Per Square Foot in 97267: $221
Location: Portland, Oregon (Clackamas County)Average Square Footage in 97267: 1,768 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 97267 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97267 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 97267 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,768 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $221 | 1,768 | $390,800 |
| Additional Upgrades & Added Features | $276 | 1,768 | $488,500 |
| Major Home Updates or Advancements | $332 | 1,768 | $586,200 |
It's important to understand that when you estimate your replacement cost of your home in the 97267 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 97267
Best Home & Auto Insurance Agencies in 97267
Buchner- Douglas L
Address: 16099 SE McLoughlin Blvd Oak Grove, OR 97267Phone:
Website:
Info:
Farmers Insurance
Address: 6901 SE Lake Rd Portland, OR 97267Phone:
Website:
Info:
Joy, Terry - Farmers Insurance
Address: 17185 Southeast McLoughlin Boulevard Milwaukie, OR 97267Phone:
Website: http://www.portland.citysearch.com/profile/external/41275629/milwaukie_or/joy_terry_farmers_insurance.html
Info:
Terry Joy- Farmers Insurance
Address: 17185 Southeast McLoughlin Boulevard Portland, OR 97267Phone:
Website: http://www.portland.citysearch.com/profile/664696020/portland_or/terry_joy_farmers_insurance.html
Info:
Allstate Insurance Company - Larry Choruby
Address: 3200 Southeast Oak Grove Boulevard Portland, OR 97267Phone:
Website: http://www.allstateagencies.com/LarryChoruby/Welcome/
Info:
Housing Demographics for 97267
Population Review for 97267 Zip Code
For the city of Portland, the population within 97267 has increased to over 31,891 residents in population size. The current population total is 31,851. We have broken down the population based on race below. In 97267, there are over 15437 in male population and 16414 females.
| Population | Values |
|---|---|
| Total Population | 31,851 |
| White Population | 25823 |
| Black Population | 475 |
| Hispanic Population | 2982 |
| Asian Population | 894 |
| Hawaiian Population | 73 |
| Indian Population | 314 |
| Other Population | 1112 |
| Male Population | 15437 |
| Female Population | 16414 |
| Population Estimate | 31891 |
Household Data for 97267
The average number of homes in 97267 is around 12,682, there are an average of 2.46 per household. The average house value according to local real estate values is around $390,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 12,682 |
| Persons Per Household | 2.46 |
| Average House Value | $390,800 |
| Income Per Household | $73575 |
| Median Age | 44.8 |
| Median Age Male | 42.5 |
| Median Age Female | 47.0 |
| 97267 Details | Values |
|---|---|
| State | OR |
| State Full Name | Oregon |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 971/503 |
| City | Portland |
| City Alias Name | PORTLAND |
| County | Clackamas |
| County FIPS | 005 |
| State FIPS | 41 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | 6442 |
| PMSA | 6440 |
| CSA | 440 |
| CBSA | 38900 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Portland-Vancouver-Hillsboro, OR-WA |
| MSA_Name | Portland-Salem, OR-WA CMSA |
| PMSA_Name | Portland-Vancouver, OR-WA PMSA |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 741 |
| Number Of Employees | 5979 |
| Business First Quarter Payroll | 58741 |
| Business Annual Payroll | 265635 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 2226009 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 5189.73 |
| Delivery Residential | 12964 |
| Delivery Business | 480 |
| Delivery Total | 16206 |
| Preferred Last Line Key | Z15411 |
| Classification Code | |
| Multi-County | |
| CSA Name | Portland-Vancouver-Salem, OR-WA |
| CBSA_DIV_Name | |
| City State Key | Z15411 |
| Land Area | 7.228000 |
| Water Area | 0.211000 |
| City Alias Code | |
| City Mixed Case | Portland |
| City Alias Mixed Case | Portland |
| Box Count | 0 |
| SFDU | 8494 |
| MFDU | 768 |
| State ANSI | 41 |
| County ANSI | 005 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 406784 |
| Unique ZIP Name | |
| SSA State County Code | 38020 |
| Medicare CBSA Code | 38900 |
| Medicare CBSA Name | Portland-Vancouver-Hillsboro, OR-WA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Clackamas |
Oregon Homeowners Insurance News & Information
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Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024
According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high. “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]
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Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024
According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
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Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024
One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]