Get multiple home insurance quotes in 97206. Our licensed 97206, OR agents are ready to serve you.

97206 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 97206? Our rates are very competitive for homeowners living in Portland, OR. Many homeowners based out of your 97206 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 97206 should appear in the zip code field ready to go. For Portland, OR Home Insurance Rate Quotes click to review the best rates and service online!

97206 Average Premium is Rated: Very Low!

Homeowners living in 97206 can easily save up to 40% off the average home insurance premium of $544 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Portland that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 97206 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 97206!

97206 Home Insurance Average Premiums

Local 97206 homeowners insurance quotes comparison

$294 /yr.

Shows Zip Code: 97206 lowest rates with discounts applied on average.

For the 97206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$294 /yr.
Average Coverage:$544 /yr.
2600 sq. ft. or higher
(all discounts applied)		$844 /yr.

What is the average home insurance cost for a home in 97206?

  • • The average homeowners insurance premium paid annually for a home in 97206 is around $544 per year.

What does it cost on average per month for home insurance in 97206?

  • • Homeowners in 97206 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97206?

  • • Autoowners in 97206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97206.
Review average rates in another zip code:
97217 homeowners insurance rates
97213 homeowners insurance rates
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97230 homeowners insurance rates
97225 homeowners insurance rates
97227 homeowners insurance rates
97224 homeowners insurance rates
97267 homeowners insurance rates
97214 homeowners insurance rates
97211 homeowners insurance rates

Home Replacement Cost Coverage in 97206

Average Building Cost Per Square Foot in 97206: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97206: 1,814 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97206 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,814 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,814$400,800
Additional Upgrades & Added Features$2761,814$501,000
Major Home Updates or Advancements$3321,814$601,200

It's important to understand that when you estimate your replacement cost of your home in the 97206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97206

Best Home & Auto Insurance Agencies in 97206

American Family Insurance

Address: 6005 SE Powell Blvd Portland, OR 97206
Phone:
Website:
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Chapman- Ralph L - State Farm Insurance Agent

Address: 5412 SE Foster Rd Portland, OR 97206
Phone:
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Northfield- William O - State Farm Insurance Agent

Address: 5915 SE 43rd Ave Portland, OR 97206
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Allstate Insurance Companies

Address: 4144 SE 60th Ave Portland, OR 97206
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Housing Demographics for 97206

Population Review for 97206 Zip Code

For the city of Portland, the population within 97206 has increased to over 52,322 residents in population size. The current population total is 51,072. We have broken down the population based on race below. In 97206, there are over 25060 in male population and 26012 females.

PopulationValues
Total Population51,072
White Population36459
Black Population1426
Hispanic Population5239
Asian Population4783
Hawaiian Population202
Indian Population460
Other Population2085
Male Population25060
Female Population26012
Population Estimate52322

Household Data for 97206

The average number of homes in 97206 is around 21,004, there are an average of 2.40 per household. The average house value according to local real estate values is around $400,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,004
Persons Per Household2.40
Average House Value$400,800
Income Per Household$77133
Median Age38.0
Median Age Male37.5
Median Age Female38.6
97206 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1014
Number Of Employees7523
Business First Quarter Payroll85587
Business Annual Payroll373217
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03|05
Congressional LandArea1074.46|5189.73
Delivery Residential21801
Delivery Business801
Delivery Total22525
Preferred Last Line KeyZ15411
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area6.452000
Water Area0.001000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count0
SFDU18581
MFDU2045
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]