Get multiple home insurance quotes in 97210. Our licensed 97210, OR agents are ready to serve you.

Homeowners Insurance in 97210

In Portland, OR, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 97210 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 97210 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 97210 should appear in the zip code field ready to go.

97210 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Oregon, you are going to see rates around the average home insurance premium per year of $544. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Portland home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 97210 Home Insurance Rates Now!

Best 3 Options to Compare in 97210

If you want homeowners insurance quotes within the city of Portland or in the 97210 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Portland, OR.

97210 Home Insurance Average Premiums

Local 97210 homeowners insurance quotes comparison

$294 /yr.

Shows Zip Code: 97210 lowest rates with discounts applied on average.

For the 97210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$294 /yr.
Average Coverage:$544 /yr.
2600 sq. ft. or higher
(all discounts applied)
$844 /yr.

What is the average home insurance cost for a home in 97210?

  • • The average homeowners insurance premium paid annually for a home in 97210 is around $544 per year.

What does it cost on average per month for home insurance in 97210?

  • • Homeowners in 97210 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97210?

  • • Autoowners in 97210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97210.
Review average rates in another zip code:
97229 homeowners insurance rates
97211 homeowners insurance rates
97218 homeowners insurance rates
97232 homeowners insurance rates
97224 homeowners insurance rates
97209 homeowners insurance rates
97214 homeowners insurance rates
97220 homeowners insurance rates
97266 homeowners insurance rates
97201 homeowners insurance rates

Home Replacement Cost Coverage in 97210

Average Building Cost Per Square Foot in 97210: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97210: 3,626 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97210 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,626 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2213,626$801,300
Additional Upgrades & Added Features$2763,626$1,001,625
Major Home Updates or Advancements$3323,626$1,201,950

It's important to understand that when you estimate your replacement cost of your home in the 97210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97210

Allstate Insurance-Simion Gorea

Address: 2112 Nw Northrup St Portland, OR 97210
Phone: (503)296-6711
Website: agent.allstate.com/98695

Fullerton & Company Inc

Address: 2701 NW Vaughn St Ste 776 Portland, OR 97210
Phone: (503)274-6511
Website: www.fullertonco.com

Best Home & Auto Insurance Agencies in 97210

Allstate Insurance-Simion Gorea

Address: 2112 NW Northrup St Portland, OR 97210
Phone:
Website: http://www.agent.allstate.com/98695
Info:

Fullerton & Company Inc

Address: 2701 NW Vaughn St, #776 Portland, OR 97210
Phone:
Website: http://www.fullertonco.com
Info:

Nogueira- John J - State Farm Insurance Agent

Address: 2280 W Burnside St Portland, OR 97210
Phone:
Website: http://www.johnnogueira.com
Info:

Housing Demographics for 97210

Population Review for 97210 Zip Code

For the city of Portland, the population within 97210 has increased to over 13,742 residents in population size. The current population total is 13,016. We have broken down the population based on race below. In 97210, there are over 6359 in male population and 6657 females.

PopulationValues
Total Population13,016
White Population10343
Black Population249
Hispanic Population993
Asian Population753
Hawaiian Population25
Indian Population78
Other Population321
Male Population6359
Female Population6657
Population Estimate13742

Household Data for 97210

The average number of homes in 97210 is around 7,359, there are an average of 1.72 per household. The average house value according to local real estate values is around $801,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,359
Persons Per Household1.72
Average House Value$801,300
Income Per Household$79387
Median Age37.0
Median Age Male38.1
Median Age Female35.8
97210 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1088
Number Of Employees21647
Business First Quarter Payroll347175
Business Annual Payroll1479857
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01
Congressional LandArea3007
Delivery Residential7990
Delivery Business1096
Delivery Total9807
Preferred Last Line KeyZ15411
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area8.895000
Water Area0.738000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count0
SFDU2749
MFDU4888
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]