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Home Insurance Rates in 97209

For homeowners shopping online in 97209, our insurance rates are very competitive for homeowners living in Portland, OR. Many homeowners based out of the great city of Portland have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 97209, simply click the "Get Multiple Quotes Now" button. Your 97209 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Portland, OR Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

97209 Home Insurance Rating is: Very Low!

If you live in 97209, you can easily save up to 40% off the average home insurance premium of $565 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Portland can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 97209 today!

Get Multiple Home Insurance Rates in 97209!

97209 Home Insurance Average Premiums

Local 97209 homeowners insurance quotes comparison

$315 /yr.

Shows Zip Code: 97209 lowest rates with discounts applied on average.

For the 97209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$315 /yr.
Average Coverage:$565 /yr.
2600 sq. ft. or higher
(all discounts applied)
$865 /yr.

What is the average home insurance cost for a home in 97209?

  • • The average homeowners insurance premium paid annually for a home in 97209 is around $565 per year.

What does it cost on average per month for home insurance in 97209?

  • • Homeowners in 97209 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 97209?

  • • Autoowners in 97209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97209.
Review average rates in another zip code:
97239 homeowners insurance rates
97236 homeowners insurance rates
97212 homeowners insurance rates
97222 homeowners insurance rates
97221 homeowners insurance rates
97215 homeowners insurance rates
97220 homeowners insurance rates
97206 homeowners insurance rates
97201 homeowners insurance rates
97211 homeowners insurance rates

Home Replacement Cost Coverage in 97209

Average Building Cost Per Square Foot in 97209: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97209: 2,511 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97209 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,511 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,511$555,000
Additional Upgrades & Added Features$2762,511$693,750
Major Home Updates or Advancements$3322,511$832,500

It's important to understand that when you estimate your replacement cost of your home in the 97209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97209

Jewett Barton Leavy Kern

Address: 220 NW 2nd Ave Portland, OR 97209
Phone: (503)222-1831
Website: www.jblk.com

Best Home & Auto Insurance Agencies in 97209

Michael G Ferguson Ins Agy Inc - State Farm Insurance Agent

Address: 1110 NW Flanders St, #100 Portland, OR 97209
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Ferguson, Michael G - Michael G Ferguson Insurance

Address: 736 NW 12th Ave, #100 Portland, OR 97209
Phone:
Website: http://www.mikegferguson.com/
Info:

Allstate Insurance Companies

Address: 322 NW 5th Ave Portland, OR 97209
Phone:
Website:
Info:

Jewett Barton Leavy Kern

Address: 220 NW 2nd Ave Portland, OR 97209
Phone:
Website: http://www.jblk.com
Info:

Housing Demographics for 97209

Population Review for 97209 Zip Code

For the city of Portland, the population within 97209 has increased to over 24,084 residents in population size. The current population total is 22,755. We have broken down the population based on race below. In 97209, there are over 12092 in male population and 10663 females.

PopulationValues
Total Population22,755
White Population16617
Black Population1018
Hispanic Population2069
Asian Population1710
Hawaiian Population62
Indian Population308
Other Population618
Male Population12092
Female Population10663
Population Estimate24084

Household Data for 97209

The average number of homes in 97209 is around 14,664, there are an average of 1.45 per household. The average house value according to local real estate values is around $555,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,664
Persons Per Household1.45
Average House Value$555,000
Income Per Household$72323
Median Age37.2
Median Age Male38.7
Median Age Female35.5
97209 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1507
Number Of Employees25515
Business First Quarter Payroll571834
Business Annual Payroll2304142
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01|03
Congressional LandArea3007|1074.46
Delivery Residential16610
Delivery Business1615
Delivery Total18158
Preferred Last Line KeyZ15411
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area1.030000
Water Area0.187000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count0
SFDU259
MFDU15578
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]