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Compare 97220 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Portland just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 11,582 neighbors looking to save on their home insurance policy in the local 97220 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 97220. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Oregon rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Portland, OR home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Portland, OR

97220 Home Insurance Average Premiums

Local 97220 homeowners insurance quotes comparison

$242 /yr.

Shows Zip Code: 97220 lowest rates with discounts applied on average.

For the 97220, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$242 /yr.
Average Coverage:$492 /yr.
2600 sq. ft. or higher
(all discounts applied)
$792 /yr.

What is the average home insurance cost for a home in 97220?

  • • The average homeowners insurance premium paid annually for a home in 97220 is around $492 per year.

What does it cost on average per month for home insurance in 97220?

  • • Homeowners in 97220 pay a monthly average cost per month around $41.00.

What kind of discount could I get if I combine my home and auto insurance together in 97220?

  • • Autoowners in 97220 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 97220.
Review average rates in another zip code:
97211 homeowners insurance rates
97203 homeowners insurance rates
97233 homeowners insurance rates
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97216 homeowners insurance rates
97214 homeowners insurance rates
97213 homeowners insurance rates
97231 homeowners insurance rates
97212 homeowners insurance rates
97266 homeowners insurance rates

Home Replacement Cost Coverage in 97220

Average Building Cost Per Square Foot in 97220: $221

Location: Portland, Oregon (Multnomah County)

Average Square Footage in 97220: 1,641 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97220 before you start any project. Portland homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97220 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97220 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,641 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,641$362,700
Additional Upgrades & Added Features$2761,641$453,375
Major Home Updates or Advancements$3321,641$544,050

It's important to understand that when you estimate your replacement cost of your home in the 97220 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97220

Stewart & Tunno Insurance

Address: PO Box 20309 Portland, OR 97220
Phone: (503)254-5564
Website: www.stewarttunno.com

Chet Hill Insurance- Inc.

Address: 10402 NE Sandy Blvd Portland, OR 97220
Phone: (503)256-2020
Website: www.chethill-ins.com

Best Home & Auto Insurance Agencies in 97220

Jason Zwick State Farm Insurance Agency

Address: 10643 NE Sandy Blvd Portland, OR 97220
Phone:
Website: http://www.jasonzwick.com/
Info:

Manning Ins Agcy Inc - State Farm Insurance Agent

Address: 11157 NE Halsey St Portland, OR 97220
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Chet Hill Insurance- Inc.

Address: 10402 NE Sandy Blvd Portland, OR 97220
Phone:
Website: http://www.chethill-ins.com
Info:

American Family Insurance

Address: 9932 NE Halsey St Portland, OR 97220
Phone:
Website:
Info:

Hawkins- David L

Address: 10355 NE Halsey St Portland, OR 97220
Phone:
Website:
Info:

Housing Demographics for 97220

Population Review for 97220 Zip Code

For the city of Portland, the population within 97220 has increased to over 29,426 residents in population size. The current population total is 29,357. We have broken down the population based on race below. In 97220, there are over 14613 in male population and 14744 females.

PopulationValues
Total Population29,357
White Population17534
Black Population2644
Hispanic Population3890
Asian Population3286
Hawaiian Population338
Indian Population436
Other Population1766
Male Population14613
Female Population14744
Population Estimate29426

Household Data for 97220

The average number of homes in 97220 is around 11,582, there are an average of 2.46 per household. The average house value according to local real estate values is around $362,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,582
Persons Per Household2.46
Average House Value$362,700
Income Per Household$61333
Median Age39.1
Median Age Male38.5
Median Age Female39.8
97220 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityPortland
City Alias NamePORTLAND
CountyMultnomah
County FIPS051
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1122
Number Of Employees18924
Business First Quarter Payroll218476
Business Annual Payroll977610
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea1074.46
Delivery Residential11962
Delivery Business1197
Delivery Total16055
Preferred Last Line KeyZ15411
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15411
Land Area7.511000
Water Area0.053000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count0
SFDU8847
MFDU1705
State ANSI41
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number406784
Unique ZIP Name
SSA State County Code38250
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMultnomah

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]