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97307 Home Insurance Average Premiums

Local 97307 homeowners insurance quotes comparison

$310 /yr.

Shows Zip Code: 97307 lowest rates with discounts applied on average.

For the 97307, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$310 /yr.
Average Coverage:$560 /yr.
2600 sq. ft. or higher
(all discounts applied)		$860 /yr.

What is the average home insurance cost for a home in 97307?

  • • The average homeowners insurance premium paid annually for a home in 97307 is around $560 per year.

What does it cost on average per month for home insurance in 97307?

  • • Homeowners in 97307 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 97307?

  • • Autoowners in 97307 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Keizer area, check out other zip codes nearby 97307.
Review average rates in another zip code:
97307 homeowners insurance rates

Home Replacement Cost Coverage in 97307

Average Building Cost Per Square Foot in 97307: $221

Location: Keizer, Oregon (Marion County)

Average Square Footage in 97307: 747 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97307 before you start any project. Keizer homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97307 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97307 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 747 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Keizer area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$221747$165,000
Additional Upgrades & Added Features$276747$206,250
Major Home Updates or Advancements$332747$247,500

It's important to understand that when you estimate your replacement cost of your home in the 97307 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97307

Best Home & Auto Insurance Agencies in 97307

Housing Demographics for 97307

Population Review for 97307 Zip Code

For the city of Keizer, the population within 97307 has increased to over 0 residents in population size. The current population total is 0. We have broken down the population based on race below. In 97307, there are over 0 in male population and 0 females.

PopulationValues
Total Population0
White Population0
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population0
Female Population0
Population Estimate0

Household Data for 97307

The average number of homes in 97307 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age0.0
Median Age Male0.0
Median Age Female0.0
97307 DetailsValues
StateOR
State Full NameOregon
City TypeZ
City Alias Abbreviation
Area Code503/971
CityKeizer
City Alias NameKEIZER
CountyMarion
County FIPS047
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA7080
CSA440
CBSA41420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalem, OR
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NameSalem, OR PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees131
Business First Quarter Payroll1058
Business Annual Payroll4933
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population390738
CBSA Division Population0
Congressional District06
Congressional LandArea0
Delivery Residential0
Delivery Business0
Delivery Total10780
Preferred Last Line KeyZ15153
Classification CodeP
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15153
Land Area0.000000
Water Area0.000000
City Alias Code
City Mixed CaseKeizer
City Alias Mixed CaseKeizer
Box Count497
SFDU0
MFDU0
State ANSI41
County ANSI047
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number407392
Unique ZIP Name
SSA State County Code38230
Medicare CBSA Code41420
Medicare CBSA NameSalem, OR
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMarion

Oregon Homeowners Insurance News & Information

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