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Home Insurance Quotes in 97317

Are you shopping for a cheaper homeowners insurance rate in 97317? Our rates are very competitive for homeowners living in Salem, OR. Many homeowners located in the 97317 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 97317. To get free 97317 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 97317 zip code should appear in the zip code field ready to go. Shopping Salem, OR Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 97317 to review the best rate coverages.

Your 97317 Home Insurance Costs Is Rated: Very Low!

For the great city of Salem, the average home insurance premium paid annually is around $523 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Oregon specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Salem and need insurance on your home in the 97317 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 97317 Homeowners Insurance Rates Now!

97317 Home Insurance Average Premiums

Local 97317 homeowners insurance quotes comparison

$273 /yr.

Shows Zip Code: 97317 lowest rates with discounts applied on average.

For the 97317, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$273 /yr.
Average Coverage:$523 /yr.
2600 sq. ft. or higher
(all discounts applied)
$823 /yr.

What is the average home insurance cost for a home in 97317?

  • • The average homeowners insurance premium paid annually for a home in 97317 is around $523 per year.

What does it cost on average per month for home insurance in 97317?

  • • Homeowners in 97317 pay a monthly average cost per month around $44.00.

What kind of discount could I get if I combine my home and auto insurance together in 97317?

  • • Autoowners in 97317 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salem area, check out other zip codes nearby 97317.
Review average rates in another zip code:
97302 homeowners insurance rates
97306 homeowners insurance rates
97305 homeowners insurance rates
97303 homeowners insurance rates
97301 homeowners insurance rates
97317 homeowners insurance rates
97304 homeowners insurance rates

Home Replacement Cost Coverage in 97317

Average Building Cost Per Square Foot in 97317: $221

Location: Salem, Oregon (Marion County)

Average Square Footage in 97317: 1,394 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97317 before you start any project. Salem homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97317 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97317 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,394 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,394$308,100
Additional Upgrades & Added Features$2761,394$385,125
Major Home Updates or Advancements$3321,394$462,150

It's important to understand that when you estimate your replacement cost of your home in the 97317 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97317

Best Home & Auto Insurance Agencies in 97317

Johnson- Joan M

Address: 885 Lancaster Dr SE Salem, OR 97317
Phone:
Website:
Info:

Wilmert, Mike - Wilmert Insurance

Address: 585 Lancaster Drive Southeast Salem, OR 97317
Phone:
Website: http://www.allstateagencies.com/WilmertDiane/Welcome/
Info:

Housing Demographics for 97317

Population Review for 97317 Zip Code

For the city of Salem, the population within 97317 has increased to over 24,096 residents in population size. The current population total is 25,852. We have broken down the population based on race below. In 97317, there are over 13082 in male population and 12770 females.

PopulationValues
Total Population25,852
White Population17377
Black Population359
Hispanic Population7282
Asian Population540
Hawaiian Population321
Indian Population463
Other Population4011
Male Population13082
Female Population12770
Population Estimate24096

Household Data for 97317

The average number of homes in 97317 is around 8,663, there are an average of 2.82 per household. The average house value according to local real estate values is around $308,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,663
Persons Per Household2.82
Average House Value$308,100
Income Per Household$74568
Median Age37.6
Median Age Male36.2
Median Age Female38.9
97317 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CitySalem
City Alias NameSALEM
CountyMarion
County FIPS047
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA7080
CSA440
CBSA41420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalem, OR
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NameSalem, OR PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses417
Number Of Employees6605
Business First Quarter Payroll52605
Business Annual Payroll248172
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population390738
CBSA Division Population0
Congressional District05
Congressional LandArea5189.73
Delivery Residential8545
Delivery Business316
Delivery Total8713
Preferred Last Line KeyZ15479
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15479
Land Area55.227000
Water Area0.000000
City Alias Code
City Mixed CaseSalem
City Alias Mixed CaseSalem
Box Count0
SFDU3524
MFDU13
State ANSI41
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number407392
Unique ZIP Name
SSA State County Code38230
Medicare CBSA Code41420
Medicare CBSA NameSalem, OR
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMarion

Oregon Homeowners Insurance News & Information

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