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Compare multiple home insurance rates for your home in Corvallis just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 18,329 neighbors looking to save on their home insurance policy in the local 97330 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 97330. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Oregon rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Corvallis, OR home insurance rates today!
For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Corvallis, OR
97330 Home Insurance Average Premiums
$303 /yr.
Shows Zip Code: 97330 lowest rates with discounts applied on average.
For the 97330, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $303 /yr. |
| Average Coverage: | $553 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $853 /yr. |
What is the average home insurance cost for a home in 97330?
- • The average homeowners insurance premium paid annually for a home in 97330 is around $553 per year.
What does it cost on average per month for home insurance in 97330?
- • Homeowners in 97330 pay a monthly average cost per month around $46.00.
What kind of discount could I get if I combine my home and auto insurance together in 97330?
- • Autoowners in 97330 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Corvallis area, check out other zip codes nearby 97330.
Review average rates in another zip code:
97330 homeowners insurance rates
97333 homeowners insurance rates
97331 homeowners insurance rates
Home Replacement Cost Coverage in 97330
Average Building Cost Per Square Foot in 97330: $221
Location: Corvallis, Oregon (Benton County)Average Square Footage in 97330: 1,844 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 97330 before you start any project. Corvallis homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97330 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 97330 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,844 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corvallis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $221 | 1,844 | $407,500 |
| Additional Upgrades & Added Features | $276 | 1,844 | $509,375 |
| Major Home Updates or Advancements | $332 | 1,844 | $611,250 |
It's important to understand that when you estimate your replacement cost of your home in the 97330 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 97330
Allstate Insurance - Michael A Boegel
Address: 2141 NW Fillmore Ave. Corvallis, OR 97330Phone: (541)738-9008
Website:
Allstate Insurance - Marlene Boegel
Address: 559 Van Buren Ave Nw Corvallis, OR 97330Phone: (541)758-0055
Website:
Allstate Insurance - Willamette Valley Insurance Agency- Inc.
Address: 470 Nw Buchanan Ave. Corvallis, OR 97330Phone: (541)753-3253
Website:
Best Home & Auto Insurance Agencies in 97330
American Family Insurance- Tad Abernathy
Address: 964 NW Circle Blvd Corvallis, OR 97330Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__tad_abernathy-b2111731&mkt=63801
Info:
Allstate Insurance - Marlene Boegel
Address: 559 NW Van Buren Ave Corvallis, OR 97330Phone:
Website:
Info:
Koester- Wesley G
Address: 901 NW Beca Ave Corvallis, OR 97330Phone:
Website:
Info:
Berrey, Michael - State Farm Insurance Agent
Address: 835 NW 23rd St Corvallis, OR 97330Phone:
Website: http://www.national.citysearch.com/profile/external/46274277/corvallis_or/berrey_michael_state_farm_insurance_agent.html
Info:
Allstate Insurance Company - Ken Robblee
Address: 1571 NW 9th St Corvallis, OR 97330Phone:
Website: http://www.national.citysearch.com/profile/667290800/corvallis_or/allstate_insurance_company_ken_robblee.html
Info:
Housing Demographics for 97330
Population Review for 97330 Zip Code
For the city of Corvallis, the population within 97330 has increased to over 43,802 residents in population size. The current population total is 43,947. We have broken down the population based on race below. In 97330, there are over 21852 in male population and 22095 females.
| Population | Values |
|---|---|
| Total Population | 43,947 |
| White Population | 33405 |
| Black Population | 504 |
| Hispanic Population | 4179 |
| Asian Population | 3627 |
| Hawaiian Population | 144 |
| Indian Population | 403 |
| Other Population | 1575 |
| Male Population | 21852 |
| Female Population | 22095 |
| Population Estimate | 43802 |
Household Data for 97330
The average number of homes in 97330 is around 18,329, there are an average of 2.31 per household. The average house value according to local real estate values is around $407,500. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 18,329 |
| Persons Per Household | 2.31 |
| Average House Value | $407,500 |
| Income Per Household | $64685 |
| Median Age | 32.9 |
| Median Age Male | 30.7 |
| Median Age Female | 35.4 |
| 97330 Details | Values |
|---|---|
| State | OR |
| State Full Name | Oregon |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 541/458 |
| City | Corvallis |
| City Alias Name | CORVALLIS |
| County | Benton |
| County FIPS | 003 |
| State FIPS | 41 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | 1890 |
| PMSA | |
| CSA | 440 |
| CBSA | 18700 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Corvallis, OR |
| MSA_Name | Corvallis, OR MSA |
| PMSA_Name | |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1085 |
| Number Of Employees | 17096 |
| Business First Quarter Payroll | 255901 |
| Business Annual Payroll | 1312995 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 85579 |
| CBSA Division Population | 0 |
| Congressional District | 04|05 |
| Congressional LandArea | 17274.04|5189.73 |
| Delivery Residential | 18962 |
| Delivery Business | 1004 |
| Delivery Total | 19673 |
| Preferred Last Line Key | Z14882 |
| Classification Code | |
| Multi-County | |
| CSA Name | Portland-Vancouver-Salem, OR-WA |
| CBSA_DIV_Name | |
| City State Key | Z14882 |
| Land Area | 77.959000 |
| Water Area | 0.299000 |
| City Alias Code | |
| City Mixed Case | Corvallis |
| City Alias Mixed Case | Corvallis |
| Box Count | 0 |
| SFDU | 9661 |
| MFDU | 2176 |
| State ANSI | 41 |
| County ANSI | 003 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 401872 |
| Unique ZIP Name | |
| SSA State County Code | 38010 |
| Medicare CBSA Code | 18700 |
| Medicare CBSA Name | Corvallis, OR |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 2 |
| County Mixed Case | Benton |
Oregon Homeowners Insurance News & Information
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Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024
According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high. “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]
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Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024
According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
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Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024
One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]