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97343 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 97343 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Eddyville, OR quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 97343.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 97343 and start shopping.

Quickly and Easily Compare Average Rates for 97343

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Eddyville, OR home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 97343

Homeowners in Eddyville are paying roughly $581 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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97343 Home Insurance Average Premiums

Local 97343 homeowners insurance quotes comparison

$331 /yr.

Shows Zip Code: 97343 lowest rates with discounts applied on average.

For the 97343, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$331 /yr.
Average Coverage:$581 /yr.
2600 sq. ft. or higher
(all discounts applied)
$881 /yr.

What is the average home insurance cost for a home in 97343?

  • • The average homeowners insurance premium paid annually for a home in 97343 is around $581 per year.

What does it cost on average per month for home insurance in 97343?

  • • Homeowners in 97343 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 97343?

  • • Autoowners in 97343 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eddyville area, check out other zip codes nearby 97343.
Review average rates in another zip code:
97343 homeowners insurance rates

Home Replacement Cost Coverage in 97343

Average Building Cost Per Square Foot in 97343: $221

Location: Eddyville, Oregon (Lincoln County)

Average Square Footage in 97343: 1,550 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97343 before you start any project. Eddyville homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97343 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97343 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,550 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eddyville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,550$342,600
Additional Upgrades & Added Features$2761,550$428,250
Major Home Updates or Advancements$3321,550$513,900

It's important to understand that when you estimate your replacement cost of your home in the 97343 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97343

Best Home & Auto Insurance Agencies in 97343

Housing Demographics for 97343

Population Review for 97343 Zip Code

For the city of Eddyville, the population within 97343 has increased to over 576 residents in population size. The current population total is 524. We have broken down the population based on race below. In 97343, there are over 278 in male population and 246 females.

PopulationValues
Total Population524
White Population438
Black Population0
Hispanic Population19
Asian Population2
Hawaiian Population0
Indian Population22
Other Population7
Male Population278
Female Population246
Population Estimate576

Household Data for 97343

The average number of homes in 97343 is around 178, there are an average of 2.94 per household. The average house value according to local real estate values is around $342,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode178
Persons Per Household2.94
Average House Value$342,600
Income Per Household$90492
Median Age47.4
Median Age Male45.8
Median Age Female52.0
97343 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541
CityEddyville
City Alias NameEDDYVILLE
CountyLincoln
County FIPS041
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA35440
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNewport, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees62
Business First Quarter Payroll626
Business Annual Payroll2748
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea17274.04
Delivery Residential196
Delivery Business0
Delivery Total221
Preferred Last Line KeyZ14969
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ14969
Land Area139.154000
Water Area0.033000
City Alias Code
City Mixed CaseEddyville
City Alias Mixed CaseEddyville
Box Count22
SFDU196
MFDU0
State ANSI41
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number402704
Unique ZIP Name
SSA State County Code38200
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseLincoln

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]