Get multiple home insurance quotes in 97371. Our licensed 97371, OR agents are ready to serve you.

97371 Home Insurance Rates & Premiums

Did you know there are over 719 people living within the 97371 zip code area? There are over 243 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 97371.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Oregon are on the rise. The estimated average premium is around $597 a year for a standard homeowners insurance policy in Rickreall. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Rickreall, OR Homeowners Insurance Quotes Online

97371 Home Insurance Average Premiums

Local 97371 homeowners insurance quotes comparison

$347 /yr.

Shows Zip Code: 97371 lowest rates with discounts applied on average.

For the 97371, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$347 /yr.
Average Coverage:$597 /yr.
2600 sq. ft. or higher
(all discounts applied)		$897 /yr.

What is the average home insurance cost for a home in 97371?

  • • The average homeowners insurance premium paid annually for a home in 97371 is around $597 per year.

What does it cost on average per month for home insurance in 97371?

  • • Homeowners in 97371 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 97371?

  • • Autoowners in 97371 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rickreall area, check out other zip codes nearby 97371.
Review average rates in another zip code:
97371 homeowners insurance rates

Home Replacement Cost Coverage in 97371

Average Building Cost Per Square Foot in 97371: $221

Location: Rickreall, Oregon (Polk County)

Average Square Footage in 97371: 1,990 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97371 before you start any project. Rickreall homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97371 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97371 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,990 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rickreall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,990$439,700
Additional Upgrades & Added Features$2761,990$549,625
Major Home Updates or Advancements$3321,990$659,550

It's important to understand that when you estimate your replacement cost of your home in the 97371 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97371

Best Home & Auto Insurance Agencies in 97371

Housing Demographics for 97371

Population Review for 97371 Zip Code

For the city of Rickreall, the population within 97371 has increased to over 772 residents in population size. The current population total is 719. We have broken down the population based on race below. In 97371, there are over 387 in male population and 332 females.

PopulationValues
Total Population719
White Population610
Black Population4
Hispanic Population53
Asian Population4
Hawaiian Population2
Indian Population16
Other Population15
Male Population387
Female Population332
Population Estimate772

Household Data for 97371

The average number of homes in 97371 is around 243, there are an average of 2.96 per household. The average house value according to local real estate values is around $439,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode243
Persons Per Household2.96
Average House Value$439,700
Income Per Household$0
Median Age40.4
Median Age Male39.8
Median Age Female41.0
97371 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityRickreall
City Alias NameRICKREALL
CountyPolk
County FIPS053
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA7080
CSA440
CBSA41420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalem, OR
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NameSalem, OR PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees354
Business First Quarter Payroll4054
Business Annual Payroll17549
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population390738
CBSA Division Population0
Congressional District06
Congressional LandArea0
Delivery Residential261
Delivery Business13
Delivery Total884
Preferred Last Line KeyZ15441
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15441
Land Area31.711000
Water Area0.043000
City Alias Code
City Mixed CaseRickreall
City Alias Mixed CaseRickreall
Box Count101
SFDU245
MFDU1
State ANSI41
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number407104
Unique ZIP Name
SSA State County Code38260
Medicare CBSA Code41420
Medicare CBSA NameSalem, OR
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePolk

Oregon Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]