Get multiple home insurance quotes in 97374. Our licensed 97374, OR agents are ready to serve you.

Compare 97374 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Scio just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,981 neighbors looking to save on their home insurance policy in the local 97374 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 97374. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Oregon rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Scio, OR home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Scio, OR

97374 Home Insurance Average Premiums

Local 97374 homeowners insurance quotes comparison

$315 /yr.

Shows Zip Code: 97374 lowest rates with discounts applied on average.

For the 97374, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$315 /yr.
Average Coverage:$565 /yr.
2600 sq. ft. or higher
(all discounts applied)		$865 /yr.

What is the average home insurance cost for a home in 97374?

  • • The average homeowners insurance premium paid annually for a home in 97374 is around $565 per year.

What does it cost on average per month for home insurance in 97374?

  • • Homeowners in 97374 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 97374?

  • • Autoowners in 97374 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scio area, check out other zip codes nearby 97374.
Review average rates in another zip code:
97374 homeowners insurance rates

Home Replacement Cost Coverage in 97374

Average Building Cost Per Square Foot in 97374: $221

Location: Scio, Oregon (Linn County)

Average Square Footage in 97374: 1,882 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97374 before you start any project. Scio homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97374 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97374 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,882 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,882$415,900
Additional Upgrades & Added Features$2761,882$519,875
Major Home Updates or Advancements$3321,882$623,850

It's important to understand that when you estimate your replacement cost of your home in the 97374 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97374

Best Home & Auto Insurance Agencies in 97374

Housing Demographics for 97374

Population Review for 97374 Zip Code

For the city of Scio, the population within 97374 has increased to over 4,801 residents in population size. The current population total is 5,543. We have broken down the population based on race below. In 97374, there are over 2771 in male population and 2772 females.

PopulationValues
Total Population5,543
White Population4931
Black Population19
Hispanic Population287
Asian Population32
Hawaiian Population3
Indian Population64
Other Population109
Male Population2771
Female Population2772
Population Estimate4801

Household Data for 97374

The average number of homes in 97374 is around 1,981, there are an average of 2.79 per household. The average house value according to local real estate values is around $415,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,981
Persons Per Household2.79
Average House Value$415,900
Income Per Household$82648
Median Age43.4
Median Age Male43.2
Median Age Female43.8
97374 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503
CityScio
City Alias NameSCIO
CountyLinn
County FIPS043
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA440
CBSA10540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAlbany, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses101
Number Of Employees433
Business First Quarter Payroll5396
Business Annual Payroll25677
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population116672
CBSA Division Population0
Congressional District04
Congressional LandArea17274.04
Delivery Residential1721
Delivery Business25
Delivery Total2294
Preferred Last Line KeyZ15489
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15489
Land Area129.580000
Water Area0.150000
City Alias Code
City Mixed CaseScio
City Alias Mixed CaseScio
Box Count464
SFDU1637
MFDU4
State ANSI41
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number407472
Unique ZIP Name
SSA State County Code38210
Medicare CBSA Code10540
Medicare CBSA NameAlbany-Lebanon, OR
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLinn

Oregon Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]