Get multiple home insurance quotes in 97375. Our licensed 97375, OR agents are ready to serve you.

97375 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 97375 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Scotts Mills, OR. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 97375 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Oregon, like average Scotts Mills homeowners insurance rates, coverage options or home insurance types, please select Scotts Mills, OR Home Insurance Rates Online!

97375 Home Insurance Average Premiums

Local 97375 homeowners insurance quotes comparison

$323 /yr.

Shows Zip Code: 97375 lowest rates with discounts applied on average.

For the 97375, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$323 /yr.
Average Coverage:$573 /yr.
2600 sq. ft. or higher
(all discounts applied)
$873 /yr.

What is the average home insurance cost for a home in 97375?

  • • The average homeowners insurance premium paid annually for a home in 97375 is around $573 per year.

What does it cost on average per month for home insurance in 97375?

  • • Homeowners in 97375 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 97375?

  • • Autoowners in 97375 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scotts Mills area, check out other zip codes nearby 97375.
Review average rates in another zip code:
97375 homeowners insurance rates

Home Replacement Cost Coverage in 97375

Average Building Cost Per Square Foot in 97375: $221

Location: Scotts Mills, Oregon (Marion County)

Average Square Footage in 97375: 1,910 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97375 before you start any project. Scotts Mills homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97375 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97375 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,910 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scotts Mills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,910$422,200
Additional Upgrades & Added Features$2761,910$527,750
Major Home Updates or Advancements$3321,910$633,300

It's important to understand that when you estimate your replacement cost of your home in the 97375 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97375

Best Home & Auto Insurance Agencies in 97375

Housing Demographics for 97375

Population Review for 97375 Zip Code

For the city of Scotts Mills, the population within 97375 has increased to over 949 residents in population size. The current population total is 1,371. We have broken down the population based on race below. In 97375, there are over 703 in male population and 668 females.

PopulationValues
Total Population1,371
White Population1200
Black Population1
Hispanic Population68
Asian Population6
Hawaiian Population1
Indian Population12
Other Population29
Male Population703
Female Population668
Population Estimate949

Household Data for 97375

The average number of homes in 97375 is around 467, there are an average of 2.92 per household. The average house value according to local real estate values is around $422,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode467
Persons Per Household2.92
Average House Value$422,200
Income Per Household$75059
Median Age41.9
Median Age Male43.6
Median Age Female40.5
97375 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code971/503
CityScotts Mills
City Alias NameSCOTTS MILLS
CountyMarion
County FIPS047
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA7080
CSA440
CBSA41420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalem, OR
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NameSalem, OR PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees282
Business First Quarter Payroll3903
Business Annual Payroll20133
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population390738
CBSA Division Population0
Congressional District05
Congressional LandArea5189.73
Delivery Residential325
Delivery Business1
Delivery Total706
Preferred Last Line KeyZ15490
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15490
Land Area47.727000
Water Area0.006000
City Alias Code
City Mixed CaseScotts Mills
City Alias Mixed CaseScotts Mills
Box Count271
SFDU325
MFDU0
State ANSI41
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number407504
Unique ZIP Name
SSA State County Code38230
Medicare CBSA Code41420
Medicare CBSA NameSalem, OR
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMarion

Oregon Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]