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If you live in the 97383 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Stayton have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our OR licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 97383 and then compare quotes from a variety of nationwide insurance companies.

97383 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 97383 the average premium for homeowners coverage is $569 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 97383. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 97383 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Stayton, OR home insurance quotes in your area.

97383 Home Insurance Average Premiums

Local 97383 homeowners insurance quotes comparison

$319 /yr.

Shows Zip Code: 97383 lowest rates with discounts applied on average.

For the 97383, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$319 /yr.
Average Coverage:$569 /yr.
2600 sq. ft. or higher
(all discounts applied)
$869 /yr.

What is the average home insurance cost for a home in 97383?

  • • The average homeowners insurance premium paid annually for a home in 97383 is around $569 per year.

What does it cost on average per month for home insurance in 97383?

  • • Homeowners in 97383 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 97383?

  • • Autoowners in 97383 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stayton area, check out other zip codes nearby 97383.
Review average rates in another zip code:
97383 homeowners insurance rates

Home Replacement Cost Coverage in 97383

Average Building Cost Per Square Foot in 97383: $221

Location: Stayton, Oregon (Marion County)

Average Square Footage in 97383: 1,518 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97383 before you start any project. Stayton homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97383 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97383 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,518 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stayton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,518$335,500
Additional Upgrades & Added Features$2761,518$419,375
Major Home Updates or Advancements$3321,518$503,250

It's important to understand that when you estimate your replacement cost of your home in the 97383 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97383

Best Home & Auto Insurance Agencies in 97383

Duggins Linda Farmers Insurance

Address: 146 E Water St Stayton, OR 97383
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Dave Valencia Ins Agency Inc - State Farm Insurance Agent

Address: 1203 N 1st Ave Stayton, OR 97383
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nau, Tod - State Farm Insurance Agent

Address: 2340 Martin Drive #101 Stayton, OR 97383
Phone:
Website: http://www.national.citysearch.com/profile/external/619251720/stayton_or/nau_tod_state_farm_insurance_agent.html
Info:

Cammack-Kingsley Insurance Incorporated

Address: 318 North 3rd Avenue Stayton, OR 97383
Phone:
Website: http://www.progressive.com/
Info:

Timothy J Farr - Allstate Agent

Address: 219 North 1st Avenue Stayton, OR 97383
Phone:
Website: http://www.allstateagencies.com/timothyfarr/Welcome/
Info:

Housing Demographics for 97383

Population Review for 97383 Zip Code

For the city of Stayton, the population within 97383 has increased to over 10,264 residents in population size. The current population total is 10,079. We have broken down the population based on race below. In 97383, there are over 4887 in male population and 5192 females.

PopulationValues
Total Population10,079
White Population8016
Black Population56
Hispanic Population1547
Asian Population89
Hawaiian Population22
Indian Population141
Other Population803
Male Population4887
Female Population5192
Population Estimate10264

Household Data for 97383

The average number of homes in 97383 is around 3,762, there are an average of 2.68 per household. The average house value according to local real estate values is around $335,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,762
Persons Per Household2.68
Average House Value$335,500
Income Per Household$65014
Median Age39.5
Median Age Male37.9
Median Age Female40.8
97383 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityStayton
City Alias NameSTAYTON
CountyMarion
County FIPS047
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA7080
CSA440
CBSA41420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalem, OR
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NameSalem, OR PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses290
Number Of Employees3847
Business First Quarter Payroll42854
Business Annual Payroll197413
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population390738
CBSA Division Population0
Congressional District05
Congressional LandArea5189.73
Delivery Residential3830
Delivery Business290
Delivery Total6785
Preferred Last Line KeyZ15607
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ15607
Land Area47.647000
Water Area0.771000
City Alias Code
City Mixed CaseStayton
City Alias Mixed CaseStayton
Box Count430
SFDU2003
MFDU185
State ANSI41
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number407984
Unique ZIP Name
SSA State County Code38230
Medicare CBSA Code41420
Medicare CBSA NameSalem, OR
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMarion

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]