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97417, OR Home Insurance

In the zip code of 97417, the population size is around 2,175, which consists of 911 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Canyonville, OR. A few years ago, a study was done and found that the average home insurance rates for Oregon are around $527 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 97417 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Canyonville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Canyonville, OR Homeowners Insurance Online Rates Today!

97417 Home Insurance Average Premiums

Local 97417 homeowners insurance quotes comparison

$277 /yr.

Shows Zip Code: 97417 lowest rates with discounts applied on average.

For the 97417, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$277 /yr.
Average Coverage:$527 /yr.
2600 sq. ft. or higher
(all discounts applied)
$827 /yr.

What is the average home insurance cost for a home in 97417?

  • • The average homeowners insurance premium paid annually for a home in 97417 is around $527 per year.

What does it cost on average per month for home insurance in 97417?

  • • Homeowners in 97417 pay a monthly average cost per month around $44.00.

What kind of discount could I get if I combine my home and auto insurance together in 97417?

  • • Autoowners in 97417 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Canyonville area, check out other zip codes nearby 97417.
Review average rates in another zip code:
97417 homeowners insurance rates

Home Replacement Cost Coverage in 97417

Average Building Cost Per Square Foot in 97417: $221

Location: Canyonville, Oregon (Douglas County)

Average Square Footage in 97417: 703 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97417 before you start any project. Canyonville homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97417 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97417 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 703 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Canyonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$221703$155,400
Additional Upgrades & Added Features$276703$194,250
Major Home Updates or Advancements$332703$233,100

It's important to understand that when you estimate your replacement cost of your home in the 97417 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97417

Best Home & Auto Insurance Agencies in 97417

Hometown Insurance Center

Address: 333 South Main Street Canyonville, OR 97417
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/hometown_insurance_center-b757277&mkt=63801
Info:

Housing Demographics for 97417

Population Review for 97417 Zip Code

For the city of Canyonville, the population within 97417 has increased to over 1,055 residents in population size. The current population total is 2,175. We have broken down the population based on race below. In 97417, there are over 1069 in male population and 1106 females.

PopulationValues
Total Population2,175
White Population1796
Black Population21
Hispanic Population143
Asian Population72
Hawaiian Population3
Indian Population62
Other Population63
Male Population1069
Female Population1106
Population Estimate1055

Household Data for 97417

The average number of homes in 97417 is around 911, there are an average of 2.26 per household. The average house value according to local real estate values is around $155,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode911
Persons Per Household2.26
Average House Value$155,400
Income Per Household$37910
Median Age54.2
Median Age Male55.1
Median Age Female53.8
97417 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541/458
CityCanyonville
City Alias NameCANYONVILLE
CountyDouglas
County FIPS019
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA40700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRoseburg, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees1129
Business First Quarter Payroll8749
Business Annual Payroll38582
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107667
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential467
Delivery Business17
Delivery Total1243
Preferred Last Line KeyZ14826
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ14826
Land Area28.603000
Water Area0.011000
City Alias Code
City Mixed CaseCanyonville
City Alias Mixed CaseCanyonville
Box Count680
SFDU261
MFDU27
State ANSI41
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number401392
Unique ZIP Name
SSA State County Code38090
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseDouglas

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]