Get multiple home insurance quotes in 97442. Our licensed 97442, OR agents are ready to serve you.

97442 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 97442? Our rates are very competitive for homeowners living in Glendale, OR. Many homeowners based out of your 97442 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 97442 should appear in the zip code field ready to go. For Glendale, OR Home Insurance Rate Quotes click to review the best rates and service online!

97442 Average Premium is Rated: Very Low!

Homeowners living in 97442 can easily save up to 40% off the average home insurance premium of $538 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Glendale that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 97442 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 97442!

97442 Home Insurance Average Premiums

Local 97442 homeowners insurance quotes comparison

$288 /yr.

Shows Zip Code: 97442 lowest rates with discounts applied on average.

For the 97442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$288 /yr.
Average Coverage:$538 /yr.
2600 sq. ft. or higher
(all discounts applied)
$838 /yr.

What is the average home insurance cost for a home in 97442?

  • • The average homeowners insurance premium paid annually for a home in 97442 is around $538 per year.

What does it cost on average per month for home insurance in 97442?

  • • Homeowners in 97442 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97442?

  • • Autoowners in 97442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 97442.
Review average rates in another zip code:
97442 homeowners insurance rates

Home Replacement Cost Coverage in 97442

Average Building Cost Per Square Foot in 97442: $221

Location: Glendale, Oregon (Douglas County)

Average Square Footage in 97442: 1,196 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97442 before you start any project. Glendale homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,196 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,196$264,400
Additional Upgrades & Added Features$2761,196$330,500
Major Home Updates or Advancements$3321,196$396,600

It's important to understand that when you estimate your replacement cost of your home in the 97442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97442

Best Home & Auto Insurance Agencies in 97442

Housing Demographics for 97442

Population Review for 97442 Zip Code

For the city of Glendale, the population within 97442 has increased to over 1,085 residents in population size. The current population total is 2,096. We have broken down the population based on race below. In 97442, there are over 1102 in male population and 994 females.

PopulationValues
Total Population2,096
White Population1802
Black Population4
Hispanic Population140
Asian Population7
Hawaiian Population1
Indian Population49
Other Population49
Male Population1102
Female Population994
Population Estimate1085

Household Data for 97442

The average number of homes in 97442 is around 888, there are an average of 2.36 per household. The average house value according to local real estate values is around $264,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode888
Persons Per Household2.36
Average House Value$264,400
Income Per Household$49133
Median Age50.2
Median Age Male49.6
Median Age Female50.8
97442 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code458/541
CityGlendale
City Alias NameGLENDALE
CountyDouglas
County FIPS019
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA40700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRoseburg, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees271
Business First Quarter Payroll3302
Business Annual Payroll15009
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107667
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential460
Delivery Business7
Delivery Total1015
Preferred Last Line KeyZ15042
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15042
Land Area84.846000
Water Area0.036000
City Alias Code
City Mixed CaseGlendale
City Alias Mixed CaseGlendale
Box Count497
SFDU435
MFDU4
State ANSI41
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number403344
Unique ZIP Name
SSA State County Code38090
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseDouglas

Oregon Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]