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Homeowners Insurance in 97484

For homeowners living in 97484, you want more affordable home insurance rates in Tiller, right? Our rates are very competitive for homeowners living in the great city of Tiller, OR. Many homeowners living in the 97484 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 97484 should appear in the zip code field ready to go. Comparing Tiller, OR Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

97484 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Tiller pay around $515 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Oregon home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 97484 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Tiller homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Oregon home insurance premium today!

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97484 Home Insurance Average Premiums

Local 97484 homeowners insurance quotes comparison

$265 /yr.

Shows Zip Code: 97484 lowest rates with discounts applied on average.

For the 97484, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$265 /yr.
Average Coverage:$515 /yr.
2600 sq. ft. or higher
(all discounts applied)
$815 /yr.

What is the average home insurance cost for a home in 97484?

  • • The average homeowners insurance premium paid annually for a home in 97484 is around $515 per year.

What does it cost on average per month for home insurance in 97484?

  • • Homeowners in 97484 pay a monthly average cost per month around $43.00.

What kind of discount could I get if I combine my home and auto insurance together in 97484?

  • • Autoowners in 97484 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tiller area, check out other zip codes nearby 97484.
Review average rates in another zip code:
97484 homeowners insurance rates

Home Replacement Cost Coverage in 97484

Average Building Cost Per Square Foot in 97484: $221

Location: Tiller, Oregon (Douglas County)

Average Square Footage in 97484: 1,144 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97484 before you start any project. Tiller homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97484 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97484 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,144 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tiller area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,144$252,900
Additional Upgrades & Added Features$2761,144$316,125
Major Home Updates or Advancements$3321,144$379,350

It's important to understand that when you estimate your replacement cost of your home in the 97484 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97484

Best Home & Auto Insurance Agencies in 97484

Housing Demographics for 97484

Population Review for 97484 Zip Code

For the city of Tiller, the population within 97484 has increased to over 166 residents in population size. The current population total is 242. We have broken down the population based on race below. In 97484, there are over 132 in male population and 110 females.

PopulationValues
Total Population242
White Population208
Black Population2
Hispanic Population12
Asian Population5
Hawaiian Population0
Indian Population4
Other Population0
Male Population132
Female Population110
Population Estimate166

Household Data for 97484

The average number of homes in 97484 is around 112, there are an average of 2.16 per household. The average house value according to local real estate values is around $252,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode112
Persons Per Household2.16
Average House Value$252,900
Income Per Household$37500
Median Age59.5
Median Age Male60.0
Median Age Female59.3
97484 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541
CityTiller
City Alias NameTILLER
CountyDouglas
County FIPS019
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA40700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRoseburg, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees5
Business First Quarter Payroll40
Business Annual Payroll179
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107667
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential77
Delivery Business5
Delivery Total171
Preferred Last Line KeyZ15645
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15645
Land Area128.292000
Water Area0.000000
City Alias Code
City Mixed CaseTiller
City Alias Mixed CaseTiller
Box Count71
SFDU65
MFDU0
State ANSI41
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number408384
Unique ZIP Name
SSA State County Code38090
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseDouglas

Oregon Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

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