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Searching for Homeowners Insurance in 97632

If you are a homeowners that lives in 97632 you may be searching for more affordable homeowners insurance in Malin. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Malin, OR. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Oregon licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 97632 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Malin, OR home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 97632 Home Insurance Costs: very low!

In Malin, homeowners are paying roughly $540 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 97632 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Malin are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 97632 policy right now!

97632 Home Insurance Average Premiums

Local 97632 homeowners insurance quotes comparison

$290 /yr.

Shows Zip Code: 97632 lowest rates with discounts applied on average.

For the 97632, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$290 /yr.
Average Coverage:$540 /yr.
2600 sq. ft. or higher
(all discounts applied)
$840 /yr.

What is the average home insurance cost for a home in 97632?

  • • The average homeowners insurance premium paid annually for a home in 97632 is around $540 per year.

What does it cost on average per month for home insurance in 97632?

  • • Homeowners in 97632 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97632?

  • • Autoowners in 97632 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Malin area, check out other zip codes nearby 97632.
Review average rates in another zip code:
97632 homeowners insurance rates

Home Replacement Cost Coverage in 97632

Average Building Cost Per Square Foot in 97632: $221

Location: Malin, Oregon (Klamath County)

Average Square Footage in 97632: 900 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97632 before you start any project. Malin homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97632 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97632 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 900 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Malin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$221900$198,800
Additional Upgrades & Added Features$276900$248,500
Major Home Updates or Advancements$332900$298,200

It's important to understand that when you estimate your replacement cost of your home in the 97632 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97632

Best Home & Auto Insurance Agencies in 97632

Housing Demographics for 97632

Population Review for 97632 Zip Code

For the city of Malin, the population within 97632 has increased to over 446 residents in population size. The current population total is 1,378. We have broken down the population based on race below. In 97632, there are over 708 in male population and 670 females.

PopulationValues
Total Population1,378
White Population912
Black Population2
Hispanic Population460
Asian Population2
Hawaiian Population3
Indian Population37
Other Population292
Male Population708
Female Population670
Population Estimate446

Household Data for 97632

The average number of homes in 97632 is around 522, there are an average of 2.64 per household. The average house value according to local real estate values is around $198,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode522
Persons Per Household2.64
Average House Value$198,800
Income Per Household$48438
Median Age42.7
Median Age Male42.6
Median Age Female42.8
97632 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541
CityMalin
City Alias NameMALIN
CountyKlamath
County FIPS035
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA28900
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKlamath Falls, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees153
Business First Quarter Payroll1154
Business Annual Payroll5895
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population66380
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential169
Delivery Business1
Delivery Total1096
Preferred Last Line KeyZ15220
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15220
Land Area63.783000
Water Area0.038000
City Alias Code
City Mixed CaseMalin
City Alias Mixed CaseMalin
Box Count359
SFDU169
MFDU0
State ANSI41
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number405152
Unique ZIP Name
SSA State County Code38170
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseKlamath

Oregon Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]