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Homeowners Insurance in 97701

For homeowners living in 97701, you want more affordable home insurance rates in Bend, right? Our rates are very competitive for homeowners living in the great city of Bend, OR. Many homeowners living in the 97701 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 97701 should appear in the zip code field ready to go. Comparing Bend, OR Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

97701 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Bend pay around $550 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Oregon home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 97701 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Bend homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Oregon home insurance premium today!

Get 97701 Homeowners Insurance Rates Now!

97701 Home Insurance Average Premiums

Local 97701 homeowners insurance quotes comparison

$300 /yr.

Shows Zip Code: 97701 lowest rates with discounts applied on average.

For the 97701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$300 /yr.
Average Coverage:$550 /yr.
2600 sq. ft. or higher
(all discounts applied)
$850 /yr.

What is the average home insurance cost for a home in 97701?

  • • The average homeowners insurance premium paid annually for a home in 97701 is around $550 per year.

What does it cost on average per month for home insurance in 97701?

  • • Homeowners in 97701 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 97701?

  • • Autoowners in 97701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bend area, check out other zip codes nearby 97701.
Review average rates in another zip code:
97707 homeowners insurance rates
97701 homeowners insurance rates
97702 homeowners insurance rates

Home Replacement Cost Coverage in 97701

Average Building Cost Per Square Foot in 97701: $221

Location: Bend, Oregon (Deschutes County)

Average Square Footage in 97701: 1,835 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97701 before you start any project. Bend homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,835 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bend area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,835$405,500
Additional Upgrades & Added Features$2761,835$506,875
Major Home Updates or Advancements$3321,835$608,250

It's important to understand that when you estimate your replacement cost of your home in the 97701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97701

Allstate Insurance-Greg Hanebuth

Address: 20370 Empire Blvd Ste C6 Bend, OR 97701
Phone: (541)389-5567
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 97701

Andrew Stearns Agency

Address: 390 NE Emerson Ave Bend, OR 97701
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Proctor, Tim - State Farm Insurance Agent

Address: 145 NE Revere Ave Bend, OR 97701
Phone:
Website: http://www.bend.citysearch.com/profile/external/8554669/bend_or/proctor_tim_state_farm_insurance_agent.html
Info:

Allstate Insurance CO

Address: 265 NW Franklin Ave Bend, OR 97701
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Farmers Insurance - Bend

Address: 1303 NW Galveston Ave Bend, OR 97701
Phone:
Website:
Info:

Farmers Insurance Group

Address: 1208 NE 4th St Bend, OR 97701
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 97701

Population Review for 97701 Zip Code

For the city of Bend, the population within 97701 has increased to over 45,525 residents in population size. The current population total is 42,159. We have broken down the population based on race below. In 97701, there are over 20645 in male population and 21514 females.

PopulationValues
Total Population42,159
White Population35338
Black Population240
Hispanic Population4178
Asian Population623
Hawaiian Population67
Indian Population319
Other Population1542
Male Population20645
Female Population21514
Population Estimate45525

Household Data for 97701

The average number of homes in 97701 is around 17,201, there are an average of 2.42 per household. The average house value according to local real estate values is around $405,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,201
Persons Per Household2.42
Average House Value$405,500
Income Per Household$68243
Median Age37.5
Median Age Male36.2
Median Age Female38.9
97701 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541/458
CityBend
City Alias NameBEND
CountyDeschutes
County FIPS017
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA13460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBend, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2594
Number Of Employees28735
Business First Quarter Payroll368184
Business Annual Payroll1649264
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population157733
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential18812
Delivery Business1536
Delivery Total19472
Preferred Last Line KeyZ14765
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ14765
Land Area311.782000
Water Area0.067000
City Alias Code
City Mixed CaseBend
City Alias Mixed CaseBend
Box Count0
SFDU4866
MFDU1760
State ANSI41
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number400736
Unique ZIP Name
SSA State County Code38080
Medicare CBSA Code13460
Medicare CBSA NameBend, OR
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseDeschutes

Oregon Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]