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Compare 97730 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Camp Sherman just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 128 neighbors looking to save on their home insurance policy in the local 97730 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 97730. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Oregon rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Camp Sherman, OR home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Camp Sherman, OR

97730 Home Insurance Average Premiums

Local 97730 homeowners insurance quotes comparison

$257 /yr.

Shows Zip Code: 97730 lowest rates with discounts applied on average.

For the 97730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$257 /yr.
Average Coverage:$507 /yr.
2600 sq. ft. or higher
(all discounts applied)
$807 /yr.

What is the average home insurance cost for a home in 97730?

  • • The average homeowners insurance premium paid annually for a home in 97730 is around $507 per year.

What does it cost on average per month for home insurance in 97730?

  • • Homeowners in 97730 pay a monthly average cost per month around $42.00.

What kind of discount could I get if I combine my home and auto insurance together in 97730?

  • • Autoowners in 97730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Camp Sherman area, check out other zip codes nearby 97730.
Review average rates in another zip code:
97730 homeowners insurance rates

Home Replacement Cost Coverage in 97730

Average Building Cost Per Square Foot in 97730: $221

Location: Camp Sherman, Oregon (Jefferson County)

Average Square Footage in 97730: 2,252 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97730 before you start any project. Camp Sherman homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,252 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Camp Sherman area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2212,252$497,700
Additional Upgrades & Added Features$2762,252$622,125
Major Home Updates or Advancements$3322,252$746,550

It's important to understand that when you estimate your replacement cost of your home in the 97730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97730

Best Home & Auto Insurance Agencies in 97730

Housing Demographics for 97730

Population Review for 97730 Zip Code

For the city of Camp Sherman, the population within 97730 has increased to over 161 residents in population size. The current population total is 275. We have broken down the population based on race below. In 97730, there are over 145 in male population and 130 females.

PopulationValues
Total Population275
White Population251
Black Population0
Hispanic Population13
Asian Population1
Hawaiian Population0
Indian Population3
Other Population0
Male Population145
Female Population130
Population Estimate161

Household Data for 97730

The average number of homes in 97730 is around 128, there are an average of 2.15 per household. The average house value according to local real estate values is around $497,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode128
Persons Per Household2.15
Average House Value$497,700
Income Per Household$72500
Median Age63.1
Median Age Male63.2
Median Age Female63.1
97730 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541/458
CityCamp Sherman
City Alias NameCAMP SHERMAN
CountyJefferson
County FIPS031
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA13460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBend, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees44
Business First Quarter Payroll411
Business Annual Payroll2321
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population157733
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential75
Delivery Business6
Delivery Total230
Preferred Last Line KeyZ14820
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ14820
Land Area25.781000
Water Area0.000000
City Alias Code
City Mixed CaseCamp Sherman
City Alias Mixed CaseCamp Sherman
Box Count132
SFDU75
MFDU0
State ANSI41
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number401312
Unique ZIP Name
SSA State County Code38150
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseJefferson

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]