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97733, OR Homeowners Insurance Rates

With a population size of 893 and with 439 occupied homes in the 97733 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Crescent, OR are around $545 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Crescent, Oregon. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Oregon home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Crescent, OR.

For Oregon home insurance information, including average Crescent home insurance rates, coverage options or the different homeowners insurance types, please select Crescent, OR Home Insurance Quotes Now!

97733 Home Insurance Average Premiums

Local 97733 homeowners insurance quotes comparison

$295 /yr.

Shows Zip Code: 97733 lowest rates with discounts applied on average.

For the 97733, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$295 /yr.
Average Coverage:$545 /yr.
2600 sq. ft. or higher
(all discounts applied)
$845 /yr.

What is the average home insurance cost for a home in 97733?

  • • The average homeowners insurance premium paid annually for a home in 97733 is around $545 per year.

What does it cost on average per month for home insurance in 97733?

  • • Homeowners in 97733 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97733?

  • • Autoowners in 97733 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crescent area, check out other zip codes nearby 97733.
Review average rates in another zip code:
97733 homeowners insurance rates

Home Replacement Cost Coverage in 97733

Average Building Cost Per Square Foot in 97733: $221

Location: Crescent, Oregon (Klamath County)

Average Square Footage in 97733: 661 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97733 before you start any project. Crescent homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97733 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97733 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 661 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crescent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$221661$146,000
Additional Upgrades & Added Features$276661$182,500
Major Home Updates or Advancements$332661$219,000

It's important to understand that when you estimate your replacement cost of your home in the 97733 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97733

Best Home & Auto Insurance Agencies in 97733

Housing Demographics for 97733

Population Review for 97733 Zip Code

For the city of Crescent, the population within 97733 has increased to over 255 residents in population size. The current population total is 893. We have broken down the population based on race below. In 97733, there are over 442 in male population and 451 females.

PopulationValues
Total Population893
White Population801
Black Population1
Hispanic Population25
Asian Population5
Hawaiian Population0
Indian Population10
Other Population7
Male Population442
Female Population451
Population Estimate255

Household Data for 97733

The average number of homes in 97733 is around 439, there are an average of 2.03 per household. The average house value according to local real estate values is around $146,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode439
Persons Per Household2.03
Average House Value$146,000
Income Per Household$0
Median Age58.0
Median Age Male58.6
Median Age Female56.8
97733 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541/458
CityCrescent
City Alias NameCRESCENT
CountyKlamath
County FIPS035
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA28900
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKlamath Falls, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees104
Business First Quarter Payroll507
Business Annual Payroll3074
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population66380
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential126
Delivery Business5
Delivery Total524
Preferred Last Line KeyZ14893
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ14893
Land Area378.458000
Water Area13.741000
City Alias Code
City Mixed CaseCrescent
City Alias Mixed CaseCrescent
Box Count300
SFDU22
MFDU4
State ANSI41
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number402016
Unique ZIP Name
SSA State County Code38170
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseKlamath

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]