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Compare 97868 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Pilot Rock just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 738 neighbors looking to save on their home insurance policy in the local 97868 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 97868. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Oregon rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Pilot Rock, OR home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Pilot Rock, OR

97868 Home Insurance Average Premiums

Local 97868 homeowners insurance quotes comparison

$320 /yr.

Shows Zip Code: 97868 lowest rates with discounts applied on average.

For the 97868, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$320 /yr.
Average Coverage:$570 /yr.
2600 sq. ft. or higher
(all discounts applied)
$870 /yr.

What is the average home insurance cost for a home in 97868?

  • • The average homeowners insurance premium paid annually for a home in 97868 is around $570 per year.

What does it cost on average per month for home insurance in 97868?

  • • Homeowners in 97868 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 97868?

  • • Autoowners in 97868 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pilot Rock area, check out other zip codes nearby 97868.
Review average rates in another zip code:
97868 homeowners insurance rates

Home Replacement Cost Coverage in 97868

Average Building Cost Per Square Foot in 97868: $221

Location: Pilot Rock, Oregon (Umatilla County)

Average Square Footage in 97868: 633 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97868 before you start any project. Pilot Rock homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97868 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97868 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 633 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pilot Rock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$221633$140,000
Additional Upgrades & Added Features$276633$175,000
Major Home Updates or Advancements$332633$210,000

It's important to understand that when you estimate your replacement cost of your home in the 97868 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97868

Best Home & Auto Insurance Agencies in 97868

Housing Demographics for 97868

Population Review for 97868 Zip Code

For the city of Pilot Rock, the population within 97868 has increased to over 528 residents in population size. The current population total is 1,756. We have broken down the population based on race below. In 97868, there are over 884 in male population and 872 females.

PopulationValues
Total Population1,756
White Population1510
Black Population6
Hispanic Population78
Asian Population0
Hawaiian Population2
Indian Population86
Other Population27
Male Population884
Female Population872
Population Estimate528

Household Data for 97868

The average number of homes in 97868 is around 738, there are an average of 2.38 per household. The average house value according to local real estate values is around $140,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode738
Persons Per Household2.38
Average House Value$140,000
Income Per Household$63981
Median Age46.5
Median Age Male45.7
Median Age Female47.3
97868 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541
CityPilot Rock
City Alias NamePILOT ROCK
CountyUmatilla
County FIPS059
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA25840
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHermiston-Pendleton, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees195
Business First Quarter Payroll1488
Business Annual Payroll6311
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential222
Delivery Business1
Delivery Total908
Preferred Last Line KeyZ15396
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15396
Land Area424.720000
Water Area0.040000
City Alias Code
City Mixed CasePilot Rock
City Alias Mixed CasePilot Rock
Box Count637
SFDU221
MFDU1
State ANSI41
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number406688
Unique ZIP Name
SSA State County Code38290
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseUmatilla

Oregon Homeowners Insurance News & Information

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