Get multiple home insurance quotes in 97911. Our licensed 97911, OR agents are ready to serve you.

97911 Home Insurance Rates

Getting multiple homeowners insurance rates in 97911 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Juntura, OR. Many homeowners based out of the 97911 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Oregon licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 97911 should appear in the zip code field ready to go. For Juntura, OR Home Insurance Quotes, Click to easily get started!

97911 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 97911 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Juntura. For a basic HO-3, standard homeowners policy, the average premium per year in Oregon is around $515. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 97911 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 97911 Home Insurance Rates Today and Save!

97911 Home Insurance Average Premiums

Local 97911 homeowners insurance quotes comparison

$265 /yr.

Shows Zip Code: 97911 lowest rates with discounts applied on average.

For the 97911, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$265 /yr.
Average Coverage:$515 /yr.
2600 sq. ft. or higher
(all discounts applied)
$815 /yr.

What is the average home insurance cost for a home in 97911?

  • • The average homeowners insurance premium paid annually for a home in 97911 is around $515 per year.

What does it cost on average per month for home insurance in 97911?

  • • Homeowners in 97911 pay a monthly average cost per month around $43.00.

What kind of discount could I get if I combine my home and auto insurance together in 97911?

  • • Autoowners in 97911 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Juntura area, check out other zip codes nearby 97911.
Review average rates in another zip code:
97911 homeowners insurance rates

Home Replacement Cost Coverage in 97911

Average Building Cost Per Square Foot in 97911: $221

Location: Juntura, Oregon (Malheur County)

Average Square Footage in 97911: 1,144 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97911 before you start any project. Juntura homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97911 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97911 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,144 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Juntura area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,144$252,800
Additional Upgrades & Added Features$2761,144$316,000
Major Home Updates or Advancements$3321,144$379,200

It's important to understand that when you estimate your replacement cost of your home in the 97911 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97911

Best Home & Auto Insurance Agencies in 97911

Housing Demographics for 97911

Population Review for 97911 Zip Code

For the city of Juntura, the population within 97911 has increased to over 41 residents in population size. The current population total is 70. We have broken down the population based on race below. In 97911, there are over 40 in male population and 30 females.

PopulationValues
Total Population70
White Population62
Black Population0
Hispanic Population8
Asian Population2
Hawaiian Population0
Indian Population1
Other Population2
Male Population40
Female Population30
Population Estimate41

Household Data for 97911

The average number of homes in 97911 is around 52, there are an average of 1.35 per household. The average house value according to local real estate values is around $252,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode52
Persons Per Household1.35
Average House Value$252,800
Income Per Household$42500
Median Age53.0
Median Age Male53.0
Median Age Female53.0
97911 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code541
CityJuntura
City Alias NameJUNTURA
CountyMalheur
County FIPS045
State FIPS41
Time Zone7
Day Light SavingY
MSA
PMSA
CSA147
CBSA36620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOntario, OR-ID
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53936
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential31
Delivery Business1
Delivery Total79
Preferred Last Line KeyZ15148
Classification Code
Multi-CountyY
CSA NameBoise City-Mountain Home-Ontario, ID-OR
CBSA_DIV_Name
City State KeyZ15148
Land Area559.185000
Water Area2.922000
City Alias Code
City Mixed CaseJuntura
City Alias Mixed CaseJuntura
Box Count43
SFDU31
MFDU0
State ANSI41
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number404400
Unique ZIP Name
SSA State County Code38220
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMalheur

Oregon Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]