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Home Insurance Quotes in 15012

Are you shopping for a cheaper homeowners insurance rate in 15012? Our rates are very competitive for homeowners living in Belle Vernon, PA. Many homeowners located in the 15012 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 15012. To get free 15012 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 15012 zip code should appear in the zip code field ready to go. Shopping Belle Vernon, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 15012 to review the best rate coverages.

Your 15012 Home Insurance Costs Is Rated: Very Low!

For the great city of Belle Vernon, the average home insurance premium paid annually is around $761 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Belle Vernon and need insurance on your home in the 15012 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 15012 Homeowners Insurance Rates Now!

15012 Home Insurance Average Premiums

Local 15012 homeowners insurance quotes comparison

$511 /yr.

Shows Zip Code: 15012 lowest rates with discounts applied on average.

For the 15012, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$511 /yr.
Average Coverage:$761 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1061 /yr.

What is the average home insurance cost for a home in 15012?

  • • The average homeowners insurance premium paid annually for a home in 15012 is around $761 per year.

What does it cost on average per month for home insurance in 15012?

  • • Homeowners in 15012 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15012?

  • • Autoowners in 15012 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belle Vernon area, check out other zip codes nearby 15012.
Review average rates in another zip code:
15012 homeowners insurance rates

Home Replacement Cost Coverage in 15012

Average Building Cost Per Square Foot in 15012: $136

Location: Belle Vernon, Pennsylvania (Fayette County)

Average Square Footage in 15012: 1,269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15012 before you start any project. Belle Vernon homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15012 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15012 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,269 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belle Vernon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,269$172,600
Additional Upgrades & Added Features$1701,269$215,750
Major Home Updates or Advancements$2041,269$258,900

It's important to understand that when you estimate your replacement cost of your home in the 15012 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15012

Csc Insurance Group

Address: 4552 State Route 51 S Belle Vernon, PA 15012
Phone: (724)258-8900
Website:

Githens Insurance Center

Address: 510 Broad Avenue Belle Vernon, PA 15012
Phone: (724)929-5100
Website: www.githensins.com

Best Home & Auto Insurance Agencies in 15012

Thomas, Tommy - State Farm Insurance Agent

Address: 1110 Fayette Ave Belle Vernon, PA 15012
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266619/belle_vernon_pa/thomas_tommy_state_farm_insurance_agent.html
Info:

William's Insurance Group

Address: 1310 Fayette Ave Belle Vernon, PA 15012
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/8575414/belle_vernon_pa/william_s_insurance_group.html
Info:

Csc Insurance Group

Address: 4552 PA-51 Belle Vernon, PA 15012
Phone:
Website:
Info:

Allstate Insurance Company - Anthony Bottino

Address: 4686 PA-51 Belle Vernon, PA 15012
Phone:
Website: http://www.allstateagencies.com/027770?cid=OTC-YP.com-IYP&att=TL
Info:

Carmen A. Bilsky Insurance Agency

Address: 4057 PA-51 Belle Vernon, PA 15012
Phone:
Website: http://www.bilskyinsurance.com
Info:

Housing Demographics for 15012

Population Review for 15012 Zip Code

For the city of Belle Vernon, the population within 15012 has increased to over 16,685 residents in population size. The current population total is 15,756. We have broken down the population based on race below. In 15012, there are over 7647 in male population and 8109 females.

PopulationValues
Total Population15,756
White Population14467
Black Population325
Hispanic Population306
Asian Population117
Hawaiian Population0
Indian Population18
Other Population126
Male Population7647
Female Population8109
Population Estimate16685

Household Data for 15012

The average number of homes in 15012 is around 6,773, there are an average of 2.32 per household. The average house value according to local real estate values is around $172,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,773
Persons Per Household2.32
Average House Value$172,600
Income Per Household$62718
Median Age47.1
Median Age Male45.4
Median Age Female48.6
15012 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityBelle Vernon
City Alias NameBELLE VERNON
CountyFayette
County FIPS051
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses408
Number Of Employees5187
Business First Quarter Payroll46783
Business Annual Payroll204538
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential7192
Delivery Business574
Delivery Total8695
Preferred Last Line KeyX17155
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17155
Land Area34.114000
Water Area0.658000
City Alias Code
City Mixed CaseBelle Vernon
City Alias Mixed CaseBelle Vernon
Box Count100
SFDU6148
MFDU179
State ANSI42
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410556
Unique ZIP Name
SSA State County Code39330
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFayette

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]