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Homeowners Insurance coverage in 15027

If you are a homeowner in 15027 or Conway, PA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Conway.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 15027.

Learn more about our homeowners insurance shopping service by selecting the best Conway, PA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 15027?

Residents of Conway have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Pennsylvania? While Pennsylvania is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Pennsylvania comes in at 41 in the country for homeowners insurance premiums.

If you are living in 15027 zipcode, expect to pay around $692 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Conway does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

15027 Home Insurance Average Premiums

Local 15027 homeowners insurance quotes comparison

$442 /yr.

Shows Zip Code: 15027 lowest rates with discounts applied on average.

For the 15027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$442 /yr.
Average Coverage:$692 /yr.
2600 sq. ft. or higher
(all discounts applied)
$992 /yr.

What is the average home insurance cost for a home in 15027?

  • • The average homeowners insurance premium paid annually for a home in 15027 is around $692 per year.

What does it cost on average per month for home insurance in 15027?

  • • Homeowners in 15027 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 15027?

  • • Autoowners in 15027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Conway area, check out other zip codes nearby 15027.
Review average rates in another zip code:
15027 homeowners insurance rates

Home Replacement Cost Coverage in 15027

Average Building Cost Per Square Foot in 15027: $136

Location: Conway, Pennsylvania (Beaver County)

Average Square Footage in 15027: 1,026 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15027 before you start any project. Conway homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,026 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Conway area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,026$139,500
Additional Upgrades & Added Features$1701,026$174,375
Major Home Updates or Advancements$2041,026$209,250

It's important to understand that when you estimate your replacement cost of your home in the 15027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15027

Best Home & Auto Insurance Agencies in 15027

Chickness, John - State Farm Insurance Agent

Address: 254 11th Street Conway, PA 15027
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266625/conway_pa/chickness_john_state_farm_insurance_agent.html
Info:

Housing Demographics for 15027

Population Review for 15027 Zip Code

For the city of Conway, the population within 15027 has increased to over 2,299 residents in population size. The current population total is 2,236. We have broken down the population based on race below. In 15027, there are over 1040 in male population and 1196 females.

PopulationValues
Total Population2,236
White Population2059
Black Population33
Hispanic Population26
Asian Population16
Hawaiian Population0
Indian Population2
Other Population14
Male Population1040
Female Population1196
Population Estimate2299

Household Data for 15027

The average number of homes in 15027 is around 1,021, there are an average of 2.19 per household. The average house value according to local real estate values is around $139,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,021
Persons Per Household2.19
Average House Value$139,500
Income Per Household$57043
Median Age46.0
Median Age Male43.3
Median Age Female48.8
15027 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityConway
City Alias NameCONWAY
CountyBeaver
County FIPS007
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees128
Business First Quarter Payroll978
Business Annual Payroll4348
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District17
Congressional LandArea1733.22
Delivery Residential1050
Delivery Business36
Delivery Total1468
Preferred Last Line KeyX17771
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17771
Land Area1.385000
Water Area0.183000
City Alias Code
City Mixed CaseConway
City Alias Mixed CaseConway
Box Count18
SFDU947
MFDU103
State ANSI42
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411628
Unique ZIP Name
SSA State County Code39080
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBeaver

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]