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Home Insurance in 15044

If your primary reason for shopping for homeowners insurance in the 15044 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Gibsonia, PA. Many homeowners that live in the 15044 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 15044 zip code should already appear in the zip code field ready to go. For Gibsonia, PA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 15044

Homeowners living in the city of Gibsonia are paying on average around $675 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 15044 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Pennsylvania home insurance premiums have been recently ranked 41 in the country in terms of the annual cost of premiums. Because premiums in 15044 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 15044 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Gibsonia. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

15044 Home Insurance Average Premiums

Local 15044 homeowners insurance quotes comparison

$425 /yr.

Shows Zip Code: 15044 lowest rates with discounts applied on average.

For the 15044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$425 /yr.
Average Coverage:$675 /yr.
2600 sq. ft. or higher
(all discounts applied)
$975 /yr.

What is the average home insurance cost for a home in 15044?

  • • The average homeowners insurance premium paid annually for a home in 15044 is around $675 per year.

What does it cost on average per month for home insurance in 15044?

  • • Homeowners in 15044 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 15044?

  • • Autoowners in 15044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gibsonia area, check out other zip codes nearby 15044.
Review average rates in another zip code:
15044 homeowners insurance rates

Home Replacement Cost Coverage in 15044

Average Building Cost Per Square Foot in 15044: $136

Location: Gibsonia, Pennsylvania (Allegheny County)

Average Square Footage in 15044: 2,250 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15044 before you start any project. Gibsonia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,250 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gibsonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,250$306,000
Additional Upgrades & Added Features$1702,250$382,500
Major Home Updates or Advancements$2042,250$459,000

It's important to understand that when you estimate your replacement cost of your home in the 15044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15044

Best Home & Auto Insurance Agencies in 15044

Sacia, Bonita M - State Farm Insurance Agent

Address: 4041 Gibsonia Rd Gibsonia, PA 15044
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8579502/gibsonia_pa/sacia_bonita_m_state_farm_insurance_agent.html
Info:

Eich Jr, James H - Jim Eich Agency

Address: 6066 William Flynn Highway Gibsonia, PA 15044
Phone:
Website: http://www.eichinsurance.com/
Info:

EICH James H Jr Insurance

Address: 6067 William Flynn Hwy Gibsonia, PA 15044
Phone:
Website:
Info:

Gentile- Robert F

Address: 5006 William Flynn Hwy Gibsonia, PA 15044
Phone:
Website:
Info:

Allstate Insurance Company - D Aaron Buhl

Address: 4204 East Ewalt Road Gibsonia, PA 15044
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/662323120/gibsonia_pa/allstate_insurance_company_d_aaron_buhl.html
Info:

Housing Demographics for 15044

Population Review for 15044 Zip Code

For the city of Gibsonia, the population within 15044 has increased to over 30,624 residents in population size. The current population total is 29,105. We have broken down the population based on race below. In 15044, there are over 14445 in male population and 14660 females.

PopulationValues
Total Population29,105
White Population26816
Black Population239
Hispanic Population506
Asian Population760
Hawaiian Population6
Indian Population19
Other Population188
Male Population14445
Female Population14660
Population Estimate30624

Household Data for 15044

The average number of homes in 15044 is around 10,965, there are an average of 2.64 per household. The average house value according to local real estate values is around $306,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,965
Persons Per Household2.64
Average House Value$306,000
Income Per Household$120955
Median Age44.9
Median Age Male43.5
Median Age Female46.2
15044 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878/412
CityGibsonia
City Alias NameGIBSONIA
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses624
Number Of Employees6885
Business First Quarter Payroll60208
Business Annual Payroll285632
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District16|17
Congressional LandArea997.68|1733.22
Delivery Residential11600
Delivery Business446
Delivery Total12193
Preferred Last Line KeyX18592
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18592
Land Area39.050000
Water Area0.018000
City Alias Code
City Mixed CaseGibsonia
City Alias Mixed CaseGibsonia
Box Count132
SFDU9226
MFDU212
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number413080
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]