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15059 Home Insurance Rates & Premiums

Did you know there are over 3,913 people living within the 15059 zip code area? There are over 1,733 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15059.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $744 a year for a standard homeowners insurance policy in Midland. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Midland, PA Homeowners Insurance Quotes Online

15059 Home Insurance Average Premiums

Local 15059 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 15059 lowest rates with discounts applied on average.

For the 15059, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 15059?

  • • The average homeowners insurance premium paid annually for a home in 15059 is around $744 per year.

What does it cost on average per month for home insurance in 15059?

  • • Homeowners in 15059 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15059?

  • • Autoowners in 15059 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Midland area, check out other zip codes nearby 15059.
Review average rates in another zip code:
15059 homeowners insurance rates

Home Replacement Cost Coverage in 15059

Average Building Cost Per Square Foot in 15059: $136

Location: Midland, Pennsylvania (Beaver County)

Average Square Footage in 15059: 584 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15059 before you start any project. Midland homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15059 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15059 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 584 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Midland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136584$79,400
Additional Upgrades & Added Features$170584$99,250
Major Home Updates or Advancements$204584$119,100

It's important to understand that when you estimate your replacement cost of your home in the 15059 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15059

Best Home & Auto Insurance Agencies in 15059

Basinger, Russell A - Basinger Russell A

Address: 744 Midland Ave Midland, PA 15059
Phone:
Website: http://www.erieinsurance.com/
Info:

Housing Demographics for 15059

Population Review for 15059 Zip Code

For the city of Midland, the population within 15059 has increased to over 3,978 residents in population size. The current population total is 3,913. We have broken down the population based on race below. In 15059, there are over 1930 in male population and 1983 females.

PopulationValues
Total Population3,913
White Population3156
Black Population416
Hispanic Population143
Asian Population28
Hawaiian Population1
Indian Population7
Other Population49
Male Population1930
Female Population1983
Population Estimate3978

Household Data for 15059

The average number of homes in 15059 is around 1,733, there are an average of 2.25 per household. The average house value according to local real estate values is around $79,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,733
Persons Per Household2.25
Average House Value$79,400
Income Per Household$66111
Median Age44.9
Median Age Male43.6
Median Age Female45.7
15059 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityMidland
City Alias NameMIDLAND
CountyBeaver
County FIPS007
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees1162
Business First Quarter Payroll15360
Business Annual Payroll63519
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District17
Congressional LandArea1733.22
Delivery Residential1768
Delivery Business79
Delivery Total2746
Preferred Last Line KeyX19801
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19801
Land Area14.639000
Water Area0.583000
City Alias Code
City Mixed CaseMidland
City Alias Mixed CaseMidland
Box Count32
SFDU1690
MFDU78
State ANSI42
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415332
Unique ZIP Name
SSA State County Code39080
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBeaver

Pennsylvania Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]