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Homeowners Insurance coverage in 15065

If you are a homeowner in 15065 or Natrona Heights, PA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Natrona Heights.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 15065.

Learn more about our homeowners insurance shopping service by selecting the best Natrona Heights, PA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 15065?

Residents of Natrona Heights have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Pennsylvania? While Pennsylvania is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Pennsylvania comes in at 41 in the country for homeowners insurance premiums.

If you are living in 15065 zipcode, expect to pay around $729 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Natrona Heights does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

15065 Home Insurance Average Premiums

Local 15065 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 15065 lowest rates with discounts applied on average.

For the 15065, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1029 /yr.

What is the average home insurance cost for a home in 15065?

  • • The average homeowners insurance premium paid annually for a home in 15065 is around $729 per year.

What does it cost on average per month for home insurance in 15065?

  • • Homeowners in 15065 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15065?

  • • Autoowners in 15065 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Natrona Heights area, check out other zip codes nearby 15065.
Review average rates in another zip code:
15065 homeowners insurance rates

Home Replacement Cost Coverage in 15065

Average Building Cost Per Square Foot in 15065: $136

Location: Natrona Heights, Pennsylvania (Allegheny County)

Average Square Footage in 15065: 884 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15065 before you start any project. Natrona Heights homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15065 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15065 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 884 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Natrona Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136884$120,200
Additional Upgrades & Added Features$170884$150,250
Major Home Updates or Advancements$204884$180,300

It's important to understand that when you estimate your replacement cost of your home in the 15065 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15065

Best Home & Auto Insurance Agencies in 15065

JOHN F SEBAK AGENCY

Address: 1601 Freeport Rd Natrona Heights, PA 15065
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/8585862/natrona_heights_pa/john_f_sebak_agency.html
Info:

Bogden, Garrett - State Farm Insurance Agent

Address: 1818 Union Avenue Natrona Heights, PA 15065
Phone:
Website: http://www.citysearch.com/profile/external/605139652/natrona_heights_pa/bogden_garrett_state_farm_insurance_agent.html
Info:

Warren A Carr Jr Agency - Nationwide Insurance

Address: 2411 Freeport Road Natrona Heights, PA 15065
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/606758020/natrona_heights_pa/warren_a_carr_jr_agency_nationwide_insurance.html
Info:

The Bouchat Agency Inc - Nationwide Insurance

Address: 2114 Freeport Road Natrona Heights, PA 15065
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/606754430/natrona_heights_pa/the_bouchat_agency_inc_nationwide_insurance.html
Info:

Hinkle- Richard E - State Farm Insurance Agent

Address: 2417 Freeport Rd Natrona Heights, PA 15065
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 15065

Population Review for 15065 Zip Code

For the city of Natrona Heights, the population within 15065 has increased to over 11,453 residents in population size. The current population total is 11,158. We have broken down the population based on race below. In 15065, there are over 5400 in male population and 5758 females.

PopulationValues
Total Population11,158
White Population9973
Black Population428
Hispanic Population156
Asian Population116
Hawaiian Population1
Indian Population13
Other Population66
Male Population5400
Female Population5758
Population Estimate11453

Household Data for 15065

The average number of homes in 15065 is around 5,109, there are an average of 2.18 per household. The average house value according to local real estate values is around $120,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,109
Persons Per Household2.18
Average House Value$120,200
Income Per Household$58759
Median Age46.6
Median Age Male44.3
Median Age Female48.9
15065 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationNATRONA HTS
Area Code724/878
CityNatrona Heights
City Alias NameNATRONA HEIGHTS
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses248
Number Of Employees3879
Business First Quarter Payroll38762
Business Annual Payroll170905
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District17
Congressional LandArea1733.22
Delivery Residential5254
Delivery Business306
Delivery Total5658
Preferred Last Line KeyX1A072
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A072
Land Area12.458000
Water Area0.514000
City Alias Code
City Mixed CaseNatrona Heights
City Alias Mixed CaseNatrona Heights
Box Count60
SFDU4876
MFDU348
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415780
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]