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Quickly Revew Homeowners Insurance in 15074

If you own a home in Rochester, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 15074 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 15074 and start comparing rates now.

15074 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 15074 is $709 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 15074 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rochester, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15074 Home Insurance Average Premiums

Local 15074 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 15074 lowest rates with discounts applied on average.

For the 15074, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1009 /yr.

What is the average home insurance cost for a home in 15074?

  • • The average homeowners insurance premium paid annually for a home in 15074 is around $709 per year.

What does it cost on average per month for home insurance in 15074?

  • • Homeowners in 15074 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15074?

  • • Autoowners in 15074 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rochester area, check out other zip codes nearby 15074.
Review average rates in another zip code:
15074 homeowners insurance rates

Home Replacement Cost Coverage in 15074

Average Building Cost Per Square Foot in 15074: $136

Location: Rochester, Pennsylvania (Beaver County)

Average Square Footage in 15074: 788 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15074 before you start any project. Rochester homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15074 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15074 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 788 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rochester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136788$107,100
Additional Upgrades & Added Features$170788$133,875
Major Home Updates or Advancements$204788$160,650

It's important to understand that when you estimate your replacement cost of your home in the 15074 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15074

Allstate Insurance Companies - Sales Offices- Monaca

Address: 2020 Beaver Avenue Rochester, PA 15074
Phone: (724)728-9666
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 15074

A AA - Travel Agency- Insurance Agency- Member Services- Rochester

Address: 300 Adams St Rochester, PA 15074
Phone:
Website:
Info:

Laughlin Insurance Agency Incorporated

Address: 180 W Washington St Rochester, PA 15074
Phone:
Website: http://www.rochesterpaautoinsurance.com/
Info:

Siegel, Amy - Peterson Insurance

Address: 799 Virginia Ave Rochester, PA 15074
Phone:
Website: http://www.insurancepeterson.com/
Info:

Allstate Insurance Companies - Sales Offices- Coraopolis

Address: 7102 Univ Boulevard Rochester, PA 15074
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Snyder, Don - Se Snyder Insurance

Address: 464 Delaware Ave Rochester, PA 15074
Phone:
Website: http://www.sesnyderinsurance.com/
Info:

Housing Demographics for 15074

Population Review for 15074 Zip Code

For the city of Rochester, the population within 15074 has increased to over 8,922 residents in population size. The current population total is 8,617. We have broken down the population based on race below. In 15074, there are over 4320 in male population and 4297 females.

PopulationValues
Total Population8,617
White Population7188
Black Population734
Hispanic Population162
Asian Population26
Hawaiian Population2
Indian Population16
Other Population76
Male Population4320
Female Population4297
Population Estimate8922

Household Data for 15074

The average number of homes in 15074 is around 3,762, there are an average of 2.26 per household. The average house value according to local real estate values is around $107,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,762
Persons Per Household2.26
Average House Value$107,100
Income Per Household$47345
Median Age44.4
Median Age Male42.4
Median Age Female47.0
15074 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878/412
CityRochester
City Alias NameROCHESTER
CountyBeaver
County FIPS007
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses164
Number Of Employees1998
Business First Quarter Payroll22491
Business Annual Payroll95798
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District17
Congressional LandArea1733.22
Delivery Residential3948
Delivery Business223
Delivery Total4273
Preferred Last Line KeyX1A793
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A793
Land Area14.869000
Water Area0.298000
City Alias Code
City Mixed CaseRochester
City Alias Mixed CaseRochester
Box Count60
SFDU3635
MFDU207
State ANSI42
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417136
Unique ZIP Name
SSA State County Code39080
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBeaver

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]