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Home Insurance Quotes in 15088

Are you shopping for a cheaper homeowners insurance rate in 15088? Our rates are very competitive for homeowners living in West Elizabeth, PA. Many homeowners located in the 15088 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 15088. To get free 15088 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 15088 zip code should appear in the zip code field ready to go. Shopping West Elizabeth, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 15088 to review the best rate coverages.

Your 15088 Home Insurance Costs Is Rated: Very Low!

For the great city of West Elizabeth, the average home insurance premium paid annually is around $728 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in West Elizabeth and need insurance on your home in the 15088 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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15088 Home Insurance Average Premiums

Local 15088 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 15088 lowest rates with discounts applied on average.

For the 15088, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 15088?

  • • The average homeowners insurance premium paid annually for a home in 15088 is around $728 per year.

What does it cost on average per month for home insurance in 15088?

  • • Homeowners in 15088 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15088?

  • • Autoowners in 15088 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Elizabeth area, check out other zip codes nearby 15088.
Review average rates in another zip code:
15088 homeowners insurance rates

Home Replacement Cost Coverage in 15088

Average Building Cost Per Square Foot in 15088: $136

Location: West Elizabeth, Pennsylvania (Allegheny County)

Average Square Footage in 15088: 539 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15088 before you start any project. West Elizabeth homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15088 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15088 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 539 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Elizabeth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136539$73,300
Additional Upgrades & Added Features$170539$91,625
Major Home Updates or Advancements$204539$109,950

It's important to understand that when you estimate your replacement cost of your home in the 15088 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15088

Best Home & Auto Insurance Agencies in 15088

Housing Demographics for 15088

Population Review for 15088 Zip Code

For the city of West Elizabeth, the population within 15088 has increased to over 0 residents in population size. The current population total is 405. We have broken down the population based on race below. In 15088, there are over 201 in male population and 204 females.

PopulationValues
Total Population405
White Population374
Black Population6
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population0
Other Population1
Male Population201
Female Population204
Population Estimate0

Household Data for 15088

The average number of homes in 15088 is around 179, there are an average of 2.26 per household. The average house value according to local real estate values is around $73,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode179
Persons Per Household2.26
Average House Value$73,300
Income Per Household$46705
Median Age41.8
Median Age Male35.2
Median Age Female47.0
15088 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias AbbreviationW ELIZABETH
Area Code412
CityWest Elizabeth
City Alias NameWEST ELIZABETH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees456
Business First Quarter Payroll9633
Business Annual Payroll34795
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential0
Delivery Business0
Delivery Total256
Preferred Last Line KeyX1B905
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B905
Land Area0.165000
Water Area0.053000
City Alias Code
City Mixed CaseWest Elizabeth
City Alias Mixed CaseWest Elizabeth
Box Count223
SFDU0
MFDU0
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number419052
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

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