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15106 Home Insurance Rates & Premiums

Did you know there are over 19,166 people living within the 15106 zip code area? There are over 8,980 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15106.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $684 a year for a standard homeowners insurance policy in Carnegie. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Carnegie, PA Homeowners Insurance Quotes Online

15106 Home Insurance Average Premiums

Local 15106 homeowners insurance quotes comparison

$434 /yr.

Shows Zip Code: 15106 lowest rates with discounts applied on average.

For the 15106, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$434 /yr.
Average Coverage:$684 /yr.
2600 sq. ft. or higher
(all discounts applied)
$984 /yr.

What is the average home insurance cost for a home in 15106?

  • • The average homeowners insurance premium paid annually for a home in 15106 is around $684 per year.

What does it cost on average per month for home insurance in 15106?

  • • Homeowners in 15106 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 15106?

  • • Autoowners in 15106 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carnegie area, check out other zip codes nearby 15106.
Review average rates in another zip code:
15106 homeowners insurance rates

Home Replacement Cost Coverage in 15106

Average Building Cost Per Square Foot in 15106: $136

Location: Carnegie, Pennsylvania (Allegheny County)

Average Square Footage in 15106: 1,140 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15106 before you start any project. Carnegie homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15106 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15106 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,140 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carnegie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,140$155,100
Additional Upgrades & Added Features$1701,140$193,875
Major Home Updates or Advancements$2041,140$232,650

It's important to understand that when you estimate your replacement cost of your home in the 15106 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15106

Best Home & Auto Insurance Agencies in 15106

G William Adams III - Nationwide Insurance

Address: 325 W Main St Carnegie, PA 15106
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/33819080/carnegie_pa/g_william_adams_iii_nationwide_insurance.html
Info:

4-I Insurance Agency

Address: 600 North Bell Avenue #120 Carnegie, PA 15106
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/666773900/carnegie_pa/4_i_insurance_agency.html
Info:

R Wardezak Agency Incorporated

Address: 411 East Main Street Carnegie, PA 15106
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46305102/carnegie_pa/r_wardezak_agency_inc.html
Info:

Ace Cash Express

Address: 1059 Washington Avenue Carnegie, PA 15106
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/36639471/carnegie_pa/ace_cash_express.html
Info:

Kopec- Amy A

Address: 1100 Washington Ave Carnegie, PA 15106
Phone:
Website:
Info:

Housing Demographics for 15106

Population Review for 15106 Zip Code

For the city of Carnegie, the population within 15106 has increased to over 19,809 residents in population size. The current population total is 19,166. We have broken down the population based on race below. In 15106, there are over 9500 in male population and 9666 females.

PopulationValues
Total Population19,166
White Population16275
Black Population909
Hispanic Population421
Asian Population709
Hawaiian Population4
Indian Population35
Other Population206
Male Population9500
Female Population9666
Population Estimate19809

Household Data for 15106

The average number of homes in 15106 is around 8,980, there are an average of 2.13 per household. The average house value according to local real estate values is around $155,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,980
Persons Per Household2.13
Average House Value$155,100
Income Per Household$62658
Median Age42.5
Median Age Male40.5
Median Age Female44.3
15106 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityCarnegie
City Alias NameCARNEGIE
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses574
Number Of Employees6938
Business First Quarter Payroll84455
Business Annual Payroll381924
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|17
Congressional LandArea2163.03|1733.22
Delivery Residential9300
Delivery Business673
Delivery Total10262
Preferred Last Line KeyX17508
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17508
Land Area9.964000
Water Area0.000000
City Alias Code
City Mixed CaseCarnegie
City Alias Mixed CaseCarnegie
Box Count77
SFDU7486
MFDU1064
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411180
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]