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15108 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 15108? There are over 17,546 occupied homes in the 15108 area. With a population size of 43,422, it's not uncommon for residence of Coraopolis, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $714 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 15108 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Coraopolis, PA Home Insurance Rate Quotes

15108 Home Insurance Average Premiums

Local 15108 homeowners insurance quotes comparison

$464 /yr.

Shows Zip Code: 15108 lowest rates with discounts applied on average.

For the 15108, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$464 /yr.
Average Coverage:$714 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1014 /yr.

What is the average home insurance cost for a home in 15108?

  • • The average homeowners insurance premium paid annually for a home in 15108 is around $714 per year.

What does it cost on average per month for home insurance in 15108?

  • • Homeowners in 15108 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15108?

  • • Autoowners in 15108 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coraopolis area, check out other zip codes nearby 15108.
Review average rates in another zip code:
15108 homeowners insurance rates

Home Replacement Cost Coverage in 15108

Average Building Cost Per Square Foot in 15108: $136

Location: Coraopolis, Pennsylvania (Allegheny County)

Average Square Footage in 15108: 1,587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15108 before you start any project. Coraopolis homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15108 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15108 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coraopolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,587$215,800
Additional Upgrades & Added Features$1701,587$269,750
Major Home Updates or Advancements$2041,587$323,700

It's important to understand that when you estimate your replacement cost of your home in the 15108 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15108

Butts TW Agency Inc.

Address: 4893 Campbells Run Rd. Pittsburgh, PA 15108
Phone: (412)787-7800
Website: www.twbutts.com

Best Home & Auto Insurance Agencies in 15108

Polesky Jr, Fred Paul - Polesky Agency Incorporated

Address: 1150 Thorn Run Rd, #106A Coraopolis, PA 15108
Phone:
Website: http://www.drivepa.net/
Info:

THOMAS A NOLFI Incorporated

Address: 928 Brodhead Rd Coraopolis, PA 15108
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8591436/coraopolis_pa/thomas_a_nolfi_inc.html
Info:

McCorkle, Bob - State Farm Insurance Agent

Address: 533 Carnot Rd Moon, PA 15108
Phone:
Website: http://www.national.citysearch.com/profile/external/46266653/moon_twp_pa/mccorkle_bob_state_farm_insurance_agent.html
Info:

McElhinny, Terri - State Farm Insurance Agent

Address: 886 Beaver Grade Rd Moon, PA 15108
Phone:
Website: http://www.national.citysearch.com/profile/external/46266654/moon_township_pa/mcelhinny_terri_state_farm_insurance_agent.html
Info:

Allstate Insurance Companies

Address: 329 Forest Grove Rd Coraopolis, PA 15108
Phone:
Website:
Info:

Housing Demographics for 15108

Population Review for 15108 Zip Code

For the city of Coraopolis, the population within 15108 has increased to over 43,315 residents in population size. The current population total is 43,422. We have broken down the population based on race below. In 15108, there are over 21465 in male population and 21957 females.

PopulationValues
Total Population43,422
White Population35787
Black Population2473
Hispanic Population1732
Asian Population1814
Hawaiian Population12
Indian Population69
Other Population664
Male Population21465
Female Population21957
Population Estimate43315

Household Data for 15108

The average number of homes in 15108 is around 17,546, there are an average of 2.35 per household. The average house value according to local real estate values is around $215,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,546
Persons Per Household2.35
Average House Value$215,800
Income Per Household$83882
Median Age39.8
Median Age Male38.4
Median Age Female41.3
15108 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityCoraopolis
City Alias NameCORAOPOLIS
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1182
Number Of Employees42213
Business First Quarter Payroll606396
Business Annual Payroll2383699
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District17
Congressional LandArea1733.22
Delivery Residential18432
Delivery Business1109
Delivery Total20593
Preferred Last Line KeyX17785
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17785
Land Area39.525000
Water Area0.584000
City Alias Code
City Mixed CaseCoraopolis
City Alias Mixed CaseCoraopolis
Box Count143
SFDU13474
MFDU2743
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411660
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]