Get multiple home insurance quotes in 15122. Our licensed 15122, PA agents are ready to serve you.

Homeowners Insurance coverage in 15122

If you are a homeowner in 15122 or West Mifflin, PA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in West Mifflin.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 15122.

Learn more about our homeowners insurance shopping service by selecting the best West Mifflin, PA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 15122?

Residents of West Mifflin have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Pennsylvania? While Pennsylvania is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Pennsylvania comes in at 41 in the country for homeowners insurance premiums.

If you are living in 15122 zipcode, expect to pay around $737 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in West Mifflin does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

15122 Home Insurance Average Premiums

Local 15122 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 15122 lowest rates with discounts applied on average.

For the 15122, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 15122?

  • • The average homeowners insurance premium paid annually for a home in 15122 is around $737 per year.

What does it cost on average per month for home insurance in 15122?

  • • Homeowners in 15122 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15122?

  • • Autoowners in 15122 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Mifflin area, check out other zip codes nearby 15122.
Review average rates in another zip code:
15122 homeowners insurance rates

Home Replacement Cost Coverage in 15122

Average Building Cost Per Square Foot in 15122: $136

Location: West Mifflin, Pennsylvania (Allegheny County)

Average Square Footage in 15122: 756 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15122 before you start any project. West Mifflin homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 756 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Mifflin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136756$102,800
Additional Upgrades & Added Features$170756$128,500
Major Home Updates or Advancements$204756$154,200

It's important to understand that when you estimate your replacement cost of your home in the 15122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15122

Cusumano Insurance Agency Inc

Address: 1030 Brierly Lane W Mifflin Fin, PA 15122
Phone: (412)462-4432
Website: cusumanoinsurance.com

Best Home & Auto Insurance Agencies in 15122

Connolly- John A - State Farm Insurance Agent

Address: 1701 Pennsylvania Ave West Mifflin, PA 15122
Phone:
Website:
Info:

Allstate Insurance Companies

Address: Century Iii Mall West Mifflin, PA 15122
Phone:
Website:
Info:

Baker, Jim - Baker Group Insurance

Address: 305 Camp Hollow Rd West Mifflin, PA 15122
Phone:
Website: http://www.baker-grp.com/
Info:

Cusumano Insurance Agency Inc

Address: 1030 Brierly Ln West Mifflin, PA 15122
Phone:
Website: http://www.cusumanoinsurance.com
Info:

Housing Demographics for 15122

Population Review for 15122 Zip Code

For the city of West Mifflin, the population within 15122 has increased to over 20,277 residents in population size. The current population total is 19,340. We have broken down the population based on race below. In 15122, there are over 9219 in male population and 10121 females.

PopulationValues
Total Population19,340
White Population15409
Black Population2529
Hispanic Population440
Asian Population149
Hawaiian Population2
Indian Population20
Other Population197
Male Population9219
Female Population10121
Population Estimate20277

Household Data for 15122

The average number of homes in 15122 is around 8,552, there are an average of 2.23 per household. The average house value according to local real estate values is around $102,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,552
Persons Per Household2.23
Average House Value$102,800
Income Per Household$57705
Median Age45.4
Median Age Male43.4
Median Age Female47.4
15122 DetailsValues
StatePA
State Full NamePennsylvania
City TypeB
City Alias Abbreviation
Area Code412
CityWest Mifflin
City Alias NameWEST MIFFLIN
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses350
Number Of Employees11775
Business First Quarter Payroll189722
Business Annual Payroll833249
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential9093
Delivery Business412
Delivery Total9576
Preferred Last Line KeyX1B928
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B928
Land Area12.930000
Water Area0.193000
City Alias Code
City Mixed CaseWest Mifflin
City Alias Mixed CaseWest Mifflin
Box Count42
SFDU7864
MFDU631
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]