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If you live in the 15216 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Pittsburgh have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our PA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 15216 and then compare quotes from a variety of nationwide insurance companies.

15216 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 15216 the average premium for homeowners coverage is $740 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 15216. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 15216 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Pittsburgh, PA home insurance quotes in your area.

15216 Home Insurance Average Premiums

Local 15216 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 15216 lowest rates with discounts applied on average.

For the 15216, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 15216?

  • • The average homeowners insurance premium paid annually for a home in 15216 is around $740 per year.

What does it cost on average per month for home insurance in 15216?

  • • Homeowners in 15216 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15216?

  • • Autoowners in 15216 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15216.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 15216

Average Building Cost Per Square Foot in 15216: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15216: 1,096 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15216 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15216 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15216 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,096 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,096$149,100
Additional Upgrades & Added Features$1701,096$186,375
Major Home Updates or Advancements$2041,096$223,650

It's important to understand that when you estimate your replacement cost of your home in the 15216 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15216

Best Home & Auto Insurance Agencies in 15216

Murray, Daniel J - Daniel J Murray Insurance

Address: 1565 McFarland Road Pittsburgh, PA 15216
Phone:
Website: http://www.murrayinsuranceagency.com/
Info:

Long, Steve - State Farm Insurance Agent

Address: 2912 West Liberty Avenue Pittsburgh, PA 15216
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266681/pittsburgh_pa/long_steve_state_farm_insurance_agent.html
Info:

Housing Demographics for 15216

Population Review for 15216 Zip Code

For the city of Pittsburgh, the population within 15216 has increased to over 23,483 residents in population size. The current population total is 22,966. We have broken down the population based on race below. In 15216, there are over 11319 in male population and 11647 females.

PopulationValues
Total Population22,966
White Population18929
Black Population1291
Hispanic Population1345
Asian Population618
Hawaiian Population7
Indian Population75
Other Population626
Male Population11319
Female Population11647
Population Estimate23483

Household Data for 15216

The average number of homes in 15216 is around 10,763, there are an average of 2.13 per household. The average house value according to local real estate values is around $149,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,763
Persons Per Household2.13
Average House Value$149,100
Income Per Household$66770
Median Age38.0
Median Age Male36.6
Median Age Female39.6
15216 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses395
Number Of Employees3288
Business First Quarter Payroll27674
Business Annual Payroll120886
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|17
Congressional LandArea2163.03|1733.22
Delivery Residential11025
Delivery Business461
Delivery Total11716
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area3.437000
Water Area0.000000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count96
SFDU9235
MFDU1790
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]